201 S Smith Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 201 S Smith Rd, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1985
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2018)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-23410-00`

Property Details

APN / Parcel Number

Primary APN	`013-23410-00`
Alternative APN	`53-05-36-304-015.000-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-23410-00
Street Address	201 S SMITH RD
City	BLOOMINGTON
State	IN
Zip	47408-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE EAST PT 4 LOT 270
Legal Subdivision	PARK RDG EAST PT 4
Legal Lot Number	270
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1012
Census Tract	903

Owner

201 S Smith Rd is owned and occupied by an individual who bought it in July 2018.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	201 S SMITH RD, BLOOMINGTON, IN 47408-6104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Warranty Deed, Transfer · ARM INDIANA UNIVERSITY CU
Oct 27, 2017	Warranty Deed, Transfer · Commercial Mortgage BEDFORD FSB
Oct 27, 2017	Deed, Transfer · Commercial Mortgage BEDFORD FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	20189574
Prior Transfer Date	Sep 20, 2017
Prior Transfer Doc	2017015162
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 17, 2018
Property Address	201 S SMITH RD, BLOOMINGTON, IN 47408-6104
Document Number	2018009574
Map Reference	MB5 PG20
Instrument Date	Jul 12, 2018
Instrument	2018009574
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S SMITH RD, BLOOMINGTON, IN 47408-6104

Mortgage

Document Number	2018009575
Date	Jul 17, 2018
Instrument	2018009575

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 27, 2017
Property Address	201 S SMITH RD, BLOOMINGTON, IN 47408-6104
Document Number	2017015163
Map Reference	MB 5 PG 20
Instrument Date	Oct 23, 2017
Instrument	2017015163
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S SMITH RD, BLOOMINGTON, IN 47408-6104
Investor	Possibly a Property Investor

Mortgage

Document Number	2017015164
Date	Oct 27, 2017
Instrument	2017015164

Lender

Name	BEDFORD FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Oct 27, 2017
Property Address	201 S SMITH RD, BLOOMINGTON, IN 47408-6104
Document Number	2017015162
Map Reference	MB 5 PG 20
Instrument Date	Sep 20, 2017
Instrument	2017015162
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S SMITH RD, BLOOMINGTON, IN 47408-6104

Mortgage

Document Number	2017015164
Date	Oct 27, 2017
Instrument	2017015164

Lender

Name	BEDFORD FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 201 S Smith Rd was $3,124, down 12.2% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,124.00 (-12.22%)	$328,800 Land $135,000 Building $193,800	$328,800 Land $135,000 Building $193,800
2024	$3,559.00
2023		$423,400 (+12.16%) Land $87,000 Building $336,400	$423,400 (+12.16%) Land $87,000 Building $336,400
2022	$4,169.00 Homeowner's exemption	$377,500 Land $75,000 Building $302,500	$377,500 Land $75,000 Building $302,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 S Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 S Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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