121 S Smith Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 121 S Smith Rd, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,510 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Dec 2019)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013-13970-00`

Property Details

APN / Parcel Number

Primary APN	`013-13970-00`
Alternative APN	`53-05-36-304-018.000-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
1st Floor Area	2,510 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-13970-00
Street Address	121 S SMITH RD
City	BLOOMINGTON
State	IN
Zip	47408-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE EAST PART 4 LOT 269
Legal Subdivision	PARK RIDGE EAST
Legal Lot Number	269
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1012
Census Tract	903

Owner

121 S Smith Rd is owned and occupied by an individual who bought it in December 2019.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage THE PEOPLES STATE BANK
Sep 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	201918348
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	2018013424
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019010799
Date	Jul 31, 2019
Instrument	2019010799

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021018758
Date	Sep 30, 2021
Instrument	2021018758

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 17, 2019
Property Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Document Number	2019018348
Map Reference	MB 5 PG 20
Instrument Date	Dec 13, 2019
Instrument	2019018348
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Investor	Possibly a Property Investor

Mortgage

Document Number	2019018349
Date	Dec 17, 2019
Instrument	2019018349

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Sep 28, 2018
Property Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Document Number	2018013424
Map Reference	MB5 PG20
Instrument Date	Sep 24, 2018
Instrument	2018013424
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 667, CRANE, IN 47522-0667

Mortgage

Document Number	2018013433
Date	Sep 28, 2018
Instrument	2018013433

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 28, 2018
Property Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Document Number	2018013430
Map Reference	MB5 PG20
Instrument Date	Sep 24, 2018
Instrument	2018013430
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S SMITH RD, BLOOMINGTON, IN 47408-6101
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 121 S Smith Rd was $3,894, down 10.3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,894.00 (-10.34%)	$392,300 Land $135,000 Building $257,300	$392,300 Land $135,000 Building $257,300
2024	$4,343.00
2023		$434,900 (+12.17%) Land $87,000 Building $347,900	$434,900 (+12.17%) Land $87,000 Building $347,900
2022	$4,283.00 Homeowner's exemption	$387,700 Land $75,000 Building $312,700	$387,700 Land $75,000 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 S Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 S Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

Nearby Properties on S Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures