201 Riverside Dr SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 201 Riverside Dr SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.176 acres (7,699 sqft)
OwnerIndividual Name on Record
Last Sale$87,036 (Sep 2021)
Tax Bill$2,198 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN17.00545.00

Property Details

APN / Parcel Number

Primary APN17.00545.00

Exterior

Lot Area7,699 sqft (0.176 acres)

Location & Zoning

Street Address201 RIVERSIDE DR SE
CitySAINT CLOUD
StateMN
Zip56304-1027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-036 RANGE-031 WRIGHT & BENSEN'S SUBD OF BLKS LOT-004 BLOCK-004 & LOT 5 LESS SELY 55 FT & 30 FT OF VAC RIVERSIDE
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionWRIGHT & BENSEN'S SUBD OF BLKS
Legal Block4
Legal Lot Number4-5
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group5
Census Block5047
Census Tract21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address201 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
LIBERTY BANK MINNESOTA
Sep 15, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Deed Document Number2021455317
Prior Transfer DateSep 13, 2021
Prior Transfer Doc0000455317
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address201 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1027
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000479470
DateSep 22, 2025
Instrument479470
Lender
NameLIBERTY BANK MINNESOTA
TypeBank
AddressMONTICELLO, MN 55362
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 15, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionBENTON MN
Recording DateSep 15, 2021
Property Address201 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1027
Document Number0000455317
Instrument DateSep 13, 2021
Instrument455317
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,198.00 (+9.9%) Homeowner's exemption$184,100 (+8.55%) Land $25,000 Building $159,100$184,100 (+8.55%) Land $25,000 Building $159,100
2023$2,000.00$169,600 Land $25,000 Building $144,600$169,600 Land $25,000 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

Nearby Properties on Riverside Dr SE

Nearby Streets

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