127 Riverside Dr SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 127 Riverside Dr SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.336 acres (14,659 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Oct 2019)
Tax Bill	$3,036 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00575.00`

Property Details

APN / Parcel Number

Primary APN	`17.00575.00`

Exterior

Lot Area	14,659 sqft (0.336 acres)

Location & Zoning

Street Address	127 RIVERSIDE DR SE
City	SAINT CLOUD
State	MN
Zip	56304-0737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 REIS ADDITION TO ST CLOUD LOT-004 BLOCK-001
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	REIS ADDITION TO ST CLOUD
Legal Block	1
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5047
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-0737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 17, 2019	Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 20, 2017	Warranty Deed, Transfer
Nov 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	2019438907
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0000438907
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	127 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-0737
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451149
Date	Apr 5, 2021
Instrument	451149

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON MN
Recording Date	Oct 17, 2019
Property Address	127 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-0737
Document Number	0000438907
Instrument Date	Oct 15, 2019
Instrument	438907
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.70
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-0737

Mortgage

Document Number	0000438908
Date	Oct 17, 2019
Instrument	438908

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 20, 2017
Property Address	127 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-0737
Document Number	0000426365
Instrument Date	Nov 10, 2017
Instrument	426365
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BENTON MN
Recording Date	Nov 20, 2017
Property Address	127 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-0737
Document Number	0000426362
Instrument Date	Nov 10, 2017
Instrument	426362
Transaction Type	Foreclosure
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,036.00 (+2%) Homeowner's exemption	$274,800 (+14.07%) Land $45,000 Building $229,800	$274,800 (+14.07%) Land $45,000 Building $229,800
2023	$2,530.00	$240,900 Land $45,000 Building $195,900	$240,900 Land $45,000 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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