201 N River St, Commerce, OK 74339 Property Records

Ottawa County property record for 201 N River St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1936
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$17,000 (May 2022)
Tax Bill	$197 (2025)
Deeds & Mortgages	May 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20140`

Property Details

APN / Parcel Number

Primary APN	`20140`
Alternative APN	`5625-00-045-020-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Deck Area	72 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	20140
Street Address	201 N RIVER ST
City	COMMERCE
State	OK
Zip	74339-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20, BLK 45 NORTH MIAMI NOW COMMERCE
Legal Subdivision	NORTH MIAMI NOW COMMERCE
Legal Block	45
Legal Lot Number	20
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3047
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	201 N RIVER ST, COMMERCE, OK 74339-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Deed Document Number	20222560
Deed Book / Page	1161 / 551
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 17, 2022
Property Address	201 N RIVER ST, COMMERCE, OK 74339-1609
Document Number	001161/551
Book / Page	1161 / 551
Instrument Date	May 16, 2022
Instrument	I-2022-002560
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 N RIVER ST, COMMERCE, OK 74339-1609

Mortgage

Document Number	I2022002561
Date	May 17, 2022
Instrument	I-2022-002561

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 16, 2032

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,136 (+4.96%) Land $64 Building $2,072	$18,742 (-4.22%) Land $563 Building $18,179
2025	$197.00 (+0.51%)	$2,035 (+5.01%) Land $61 Building $1,974	$19,567 (+15.1%) Land $1,336 Building $18,231
2024	$196.00 (+12.64%)	$1,938 (-) Land $58 Building $1,880	$17,000 (-) Land $510 Building $16,490
2023	$174.00 (-51.93%)	$1,938 (-51.21%) Land $58 Building $1,880	$17,000 (-64.32%) Land $510 Building $16,490
2022	$362.00	$3,972 Land $135 Building $3,837	$47,650 Land $1,419 Building $46,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: BOLT Fiber, T-Mobile.

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