Ottawa County property record for 129 N River St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,054 sqft · built 1938 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $119 (2025) |
| Deeds & Mortgages | May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20148 |
| Primary APN | 20148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 20148 |
|---|---|
| Street Address | 129 N RIVER ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 11 - 12, BLK 46 NORTH MIAMI NOW COMMERCE |
| Legal Subdivision | NORTH MIAMI NOW COMMERCE |
| Legal Block | 46 |
| Legal Lot Number | 11,12 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 574200 |
129 N River St is owned and occupied by two individuals.
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 N RIVER ST, COMMERCE, OK 74339-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | May 30, 2017 |
| Property Address | 129 N RIVER ST, COMMERCE, OK 74339-1631 |
| Document Number | 001050/425 |
| Book / Page | 1050 / 425 |
| Instrument Date | May 30, 2017 |
| Instrument | 2017-002193 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $7.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 N RIVER ST, COMMERCE, OK 74339-1631 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,298 (+3%) Land $207 Building $2,091 | $20,159 (-33.65%) Land $1,819 Building $18,340 | |
| 2025 | $119.00 (+0.85%) Homeowner's exemption | $2,231 (+3%) Land $207 Building $2,024 | $30,385 (-26.66%) Land $1,819 Building $28,566 |
| 2024 | $118.00 (+19.19%) Homeowner's exemption | $2,166 (+3%) Land $207 Building $1,959 | $41,430 (-) Land $1,819 Building $39,611 |
| 2023 | $99.00 (+4.21%) Homeowner's exemption | $2,103 (+2.99%) Land $207 Building $1,896 | $41,430 (-) Land $1,819 Building $39,611 |
| 2022 | $95.00 Homeowner's exemption | $2,042 Land $207 Building $1,835 | $41,430 Land $1,819 Building $39,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 N River St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 N River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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