201 N Bluff St, Ada, OK 74820 Property Records

Pontotoc County property record for 201 N Bluff St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1930
Lot Size	0.168 acres (7,336 sqft)
Owner	Individual Name on File
Last Sale	$14,500 (Jan 2017)
Tax Bill	$661 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13551`

Property Details

APN / Parcel Number

Primary APN	`13551`
Alternative APN	`0135-00-012-003-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,336 sqft (0.168 acres)
Lot Dimensions	104 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	816 sqft
Porch	Open Porch
Porch Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	13551
Street Address	201 N BLUFF ST
City	ADA
State	OK
Zip	74820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/2 LOTS 3 & 4 BLOCK 12 GLENWOOD ADDITION
Legal Subdivision	GLENWOOD -ADA SD. -SE NE 32-4-6
Legal Block	12
Legal Lot Number	3,4
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2015
Census Tract	89100

Owner

201 N Bluff St is owned by an individual who bought it in January 2017.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1145 OLD BYNG RD, ADA, OK 74820-9500
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2017 · Amount on File
Deed Sale	Jan 3, 2017 · Amount on File
Prior Sale	Aug 30, 1995 · Amount on File
Deed Document Number	201725
Deed Book / Page	3087 / 17
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Recording Date	Jun 12, 2026
Property Address	201 N BLUFF ST, ADA, OK 74820
Document Number	0000003440
Book / Page	4019 / 136
Instrument Date	Jun 9, 2026
Instrument	20263440
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 OLD BYNG RD, ADA, OK 74820-9500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003440,
Date	Jun 12, 2026
Book Page	4019/136
Instrument	20263440

Lender

Name	FIRST UNITED BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 201 N Bluff St was $661, up 1.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,668 (+5.01%) Land $1,140 Building $5,528	$55,566 (-32.52%) Land $9,500 Building $46,066
2025	$661.00 (+1.23%)	$6,350 (+4.99%) Land $1,140 Building $5,210	$82,343 (+7.93%) Land $9,500 Building $72,843
2024	$653.00 (+9.93%)	$6,048 (+5%) Land $1,140 Building $4,908	$76,293 (+58.94%) Land $9,500 Building $66,793
2023	$594.00	$5,760 Land $1,140 Building $4,620	$48,000 Land $9,500 Building $38,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 N Bluff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 N Bluff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20