Pontotoc County property record for 401 N Bluff St, Ada, OK 74820
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 1 ba · 1,168 sqft · built 1930 |
| Lot Size | 0.163 acres (7,140 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,600 (Apr 2018) |
| Deeds & Mortgages | Jan 2010 Mortgage Aug 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13466 |
| Primary APN | 13466 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,140 sqft (0.163 acres) |
| Lot Dimensions | 102 ft deep x 70 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 13466 |
|---|---|
| Street Address | 401 N BLUFF ST |
| City | ADA |
| State | OK |
| Zip | 74820-4844 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | S/2 LOTS 1 & 2 BLOCK 4 GLENWOOD ADDITION |
| Legal Subdivision | GLENWOOD -ADA SD. -SE NE 32-4-6 |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 89100 |
Source: Pontotoc County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1696, ADA, OK 74821-1696 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 6, 2010 | Deed of Trust, Mortgage VISION BANK NA |
| Aug 19, 2013 | Deed of Trust, Mortgage VISION BANK NA |
| Apr 26, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on Record |
| Deed Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 20182318 |
| Deed Book / Page | 3211 / 296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 401 N BLUFF ST, ADA, OK 74820-4844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002419/089 |
|---|---|
| Date | Jan 6, 2010 |
| Book Page | 2419/089 |
| Instrument | 2010-000079 |
| Name | VISION BANK NA |
|---|---|
| Address | ADA, OK 74820 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 5, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 401 N BLUFF ST, ADA, OK 74820-4844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002775/275 |
|---|---|
| Date | Aug 19, 2013 |
| Book Page | 2775/275 |
| Instrument | 2013-005150 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 14, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Apr 26, 2018 |
| Property Address | 401 N BLUFF ST, ADA, OK 74820-4844 |
| Document Number | 003211/296 |
| Book / Page | 3211 / 296 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 2018-002318 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1696, ADA, OK 74821-1696 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | Additional exemption filed |
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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