201 N 2nd St, Harmon, IL 61042 Property Records

Lee County property record for 201 N 2nd St, Harmon, IL 61042

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,842 sqft · built 1901
Lot Size	0.595 acres (25,900 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2017)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-15-428-014`

Property Details

APN / Parcel Number

Primary APN	`10-13-15-428-014`
Alternative APN	`145066`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,842 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Brick
Lot Area	25,900 sqft (0.595 acres)
Lot Dimensions	140 ft deep x 185 ft wide

Location & Zoning

Account Number	145066
Street Address	201 N 2ND ST
City	HARMON
State	IL
Zip	61042-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMON ORIG TOWN LTS 10 11 12 W 25FT N 35FT E 115FT LT 13 BLK 1 1012-3070
Legal Subdivision	ORIGINAL VILLAGE NOW TOWN OF HARMON
Legal Block	1
Legal Lot Number	10-13
Jurisdiction	LEE IL
Township / Civil Division	HARMON
Census Block Group	2
Census Block	2122
Census Tract	700

Owner

201 N 2nd St is owned and occupied by an individual who bought it in September 2017.

Source: Lee County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 29, HARMON, IL 61042-0029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Dec 30, 2010 · Amount on File
Deed Document Number	20173887
Record Updated	Sep 20, 2026

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE IL
Recording Date	Sep 15, 2017
Property Address	201 N 2ND ST, HARMON, IL 61042-9435
Document Number	0201703887
Instrument Date	Sep 11, 2017
Instrument	201703887
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29, HARMON, IL 61042-0029

Mortgage

Document Number	201703888
Date	Sep 15, 2017
Instrument	201703888

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 201 N 2nd St was $3,995 with a homeowner's exemption.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Harmon Township
Municipality	Harmon Village
Unified School District	Amboy Community Unit School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00	$63,089 Land $3,320 Building $59,769	$189,267 Land $9,960 Building $179,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 N 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 N 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMON serves 111 people · EPA ID IL1030300
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 2nd St

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