Lee County property record for 103 N 2nd St, Harmon, IL 61042
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1954 |
| Lot Size | 0.265 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-13-15-428-015 |
| Primary APN | 10-13-15-428-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,500 sqft (0.265 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Account Number | 121997 |
|---|---|
| Street Address | 103 N 2ND ST |
| City | HARMON |
| State | IL |
| Zip | 61042-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMON ORIG TOWN PT LT 13 BLK 1 0801-2194 EXC 1012-3070 |
| Legal Subdivision | VILLAGE NOW TOWN OF HARMON |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | LEE IL |
| Township / Civil Division | HARMON |
| Census Block Group | 2 |
| Census Block | 2122 |
| Census Tract | 700 |
103 N 2nd St is owned and occupied by an individual.
Source: Lee County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 N 2ND ST, HARMON, IL 61042-9440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE IL |
| Property Address | 103 N 2ND ST, HARMON, IL 61042-9440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001395 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 202001395 |
| Name | FIRST NATIONAL BANK AMBOY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 103 N 2nd St was $1,206 with a homeowner's exemption.
Source: Lee County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lee County |
| County Subdivision | Harmon Township |
| Municipality | Harmon Village |
| Unified School District | Amboy Community Unit School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 | $23,051 Land $2,000 Building $21,051 | $69,153 Land $6,000 Building $63,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 N 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 N 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARMON serves 111 people · EPA ID IL1030300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
5G (outdoors only) and 4G LTE
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