Charles County property record for 201 Garner Ave, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,300 sqft · built 1966 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Jul 2020) |
| Tax Bill | $10,341 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-013481 |
| Primary APN | 06-013481 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Porch | Open Porch |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 013481 |
|---|---|
| Street Address | 201 GARNER AVE |
| City | WALDORF |
| State | MD |
| Zip | 20602-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L 1 B 25 S 1 CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 850902 |
201 Garner Ave is owned and occupied by an individual who bought it in July 2020.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 GARNER AVE, WALDORF, MD 20602-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2020 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Sep 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on File |
| Deed Sale | Jul 16, 2020 · Amount on File |
| Prior Sale | Jun 2, 2014 · Amount on File |
| Deed Book / Page | 11224 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 16, 2020 |
| Property Address | 201 GARNER AVE, WALDORF, MD 20602-2935 |
| Document Number | 0112240347 |
| Book / Page | 011224 / 000347 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GRP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 GARNER AVE WALDORF MD 206022935, WALDORF, MD 20602-2935 |
| Document Number | 112240355 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 011224/000355 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 201 GARNER AVE, WALDORF, MD 20602-2935 |
| Document Number | 0100310310 |
| Book / Page | 010031 / 000310 |
| Instrument Date | Sep 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 201 GARNER AVE WALDORF MD 206022935, WALDORF, MD 20602-2935 |
| Document Number | 0100310310 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 010031/000310 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 16, 2042 |
The 2025 property tax bill for 201 Garner Ave was $10,341.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,300 | $361,900 Land $125,200 Building $236,700 | |
| 2025 | $10,341.00 | ||
| 2023 | $4,303.00 (+23.76%) | $302,333 (+8.92%) | $327,100 (-) Land $125,200 Building $201,900 |
| 2022 | $3,477.00 | $277,567 | $327,100 Land $125,200 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 Garner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 201 Garner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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