Charles County property record for 200 Garner Ave, Waldorf, MD 20602 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,776 sqft · built 1966 |
| Lot Size | 0.367 acres (16,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Sep 2025) |
| Tax Bill | $4,693 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-014259 |
| Primary APN | 06-014259 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,776 sqft Total Area |
| 1st Floor Area | 1,776 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,020 sqft (0.367 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 014259 |
|---|---|
| Old Parcel Number | 6014259 |
| Street Address | 200 GARNER AVE |
| City | WALDORF |
| State | MD |
| Zip | 20602-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 11 B 9 S 1 CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | CHARLES SUB |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 850902 |
Source: Charles County records · APN 06-014259
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Sep 24, 2024 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 12, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| Sep 28, 2023 | Deed, Transfer · VA Mortgage HOME SAVINGS & TRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Sep 28, 2023 · Amount on Record |
| Deed Document Number | 0001378873 |
| Deed Book / Page | 13788 / 73 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Document Number | 0116100023 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 11610/23 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Document Number | 0134190012 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 13419/12 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 12, 2025 |
| Property Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Document Number | 0137880073 |
| Book / Page | 13788 / 73 |
| Map Reference | MB 10 PL 12 |
| Instrument Date | Aug 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | DB TITLE LLC, FD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Document Number | 0001378882 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 13788/82 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 28, 2023 |
| Property Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Document Number | 0130670122 |
| Book / Page | 13067 / 122 |
| Map Reference | MB 10 PL 12 |
| Instrument Date | Sep 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | PSH TITLE LLC, PSR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 GARNER AVE, WALDORF, MD 20602-2934 |
| Document Number | 0013067130 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 13067/130 |
| Name | HOME SAVINGS & TRUST MORTGAGE |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Charles County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,693.00 (+12.7%) | $327,400 (+11.55%) | $355,600 (+13.5%) Land $125,300 Building $230,300 |
| 2023 | $4,164.00 | $293,500 | $313,300 Land $125,300 Building $188,000 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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