201 E N Water St, Bethany, IL 61914 Property Records

Moultrie County property record for 201 E N Water St, Bethany, IL 61914

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1910
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Dec 2021)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-04-22-233-002`

Property Details

APN / Parcel Number

Primary APN	`04-04-22-233-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	224 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Lot Width	374 ft Width
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	148 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	201 E NORTH WATER ST
City	BETHANY
State	IL
Zip	61914-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 30W NECOR L1 B1 OF ORIG, TOWN BETHANY,THENCE W237', S100', , E100', S40', E137', N140' TO POB. , PRE-911 SITE ADDRESS:
Legal Range	04
Legal Township	14
Legal Section	22
Legal Subdivision	BETHANY ORIGINAL TOWN
Jurisdiction	MOULTRIE IL
Township / Civil Division	MARROWBONE
Census Block Group	1
Census Block	1028
Census Tract	977100

Owner

Source: Moultrie County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 E NORTH WATER ST, BETHANY, IL 61914-1049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 3, 2021	Warranty Deed, Transfer · FHA Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	2021315521
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOULTRIE IL
Property Address	201 E NORTH WATER ST, BETHANY, IL 61914-1049
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313651
Date	Feb 22, 2021
Instrument	313651

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Dec 3, 2021
Property Address	201 E NORTH WATER ST, BETHANY, IL 61914-1049
Document Number	0000315521
Instrument Date	Dec 3, 2021
Instrument	315521
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E NORTH WATER ST, BETHANY, IL 61914-1049

Mortgage

Document Number	0000315522
Date	Dec 3, 2021
Instrument	315522

Lender

Name	CIBM BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

Mortgage

Document Number	0000315523
Date	Dec 3, 2021
Instrument	315523

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Moultrie County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethany Village
County	Moultrie County
County Subdivision	Marrowbone Township
Unified School District	Okaw Valley Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00	$36,616 Land $5,643 Building $30,973	$109,848 Land $16,929 Building $92,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY serves 1,475 people · EPA ID IL1390100
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	2.06 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Shawnee Communications.

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