114 E N Water St, Bethany, IL 61914 Property Records

Moultrie County property record for 114 E N Water St, Bethany, IL 61914

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,593 sqft · built 1910
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Oct 2021)
Tax Bill	$2,359 (2025)
Deeds & Mortgages	Mar 2012 Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-22-222-011`

Property Details

APN / Parcel Number

Primary APN	`04-04-22-222-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
1st Floor Area	993 sqft
Basement Area	857 sqft
Unfinished Basement	857 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	1 ft deep x 50 ft wide
Porch	Slab
Porch Area	104 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	114 E NORTH WATER ST
City	BETHANY
State	IL
Zip	61914-7082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S137.66' L6 B22 , KENNEDY ADD, PRE-911 SITE ADDRESS: 114 E NORTH WATER , 10-1-21 315167
Legal Range	04
Legal Township	14
Legal Section	22
Legal Subdivision	KENNEDYS ADD
Legal Block	22
Legal Lot Number	50,6
Jurisdiction	MOULTRIE IL
Township / Civil Division	MARROWBONE
Census Block Group	1
Census Block	1020
Census Tract	977100

Owner

114 E N Water St is owned by an individual who bought it in October 2021.

Source: Moultrie County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	828 KAESTNER DR, DUPO, IL 62239-1191
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage HICKORY POINT BANK & TRUST FSB
Oct 7, 2021	Warranty Deed, Transfer
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 15, 2006	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	2021315167
Record Updated	Sep 20, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOULTRIE IL
Property Address	114 E NORTH WATER ST, BETHANY, IL 61914-7082
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	CENTRAL FLORIDA TITLE COMPANY, CENTRAL ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294758
Date	Mar 6, 2012
Instrument	294758

Lender

Name	HICKORY POINT BANK & TRUST FSB
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2027

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Oct 7, 2021
Property Address	114 E NORTH WATER ST, BETHANY, IL 61914-7082
Document Number	0000315167
Instrument Date	Oct 1, 2021
Instrument	315167
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Jun 10, 2019
Property Address	114 E NORTH WATER ST, BETHANY, IL 61914-7082
Document Number	0000309993
Instrument Date	Jun 7, 2019
Instrument	309993
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244-1805

Mortgage

Document Number	0000309994
Date	Jun 10, 2019
Instrument	309994

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Dec 15, 2006
Property Address	114 E NORTH WATER ST, BETHANY, IL 61914-7082
Document Number	0000281248
Instrument Date	Dec 8, 2006
Instrument	281248
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000281249
Date	Dec 15, 2006
Instrument	281249

Lender

Name	HICKORY POINT BANK & TRUST FSB
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 114 E N Water St was $2,359.

Source: Moultrie County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethany Village
County	Moultrie County
County Subdivision	Marrowbone Township
Unified School District	Okaw Valley Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,359.00	$25,206 Land $1,331 Building $23,875	$75,618 Land $3,993 Building $71,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 E N Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 E N Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY serves 1,475 people · EPA ID IL1390100
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	2.06 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Shawnee Communications.

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