Rowan County property record for 104 E Main St, Cleveland, NC 27013
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,463 sqft · built 1952 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jun 2025) |
| Tax Bill | $1,763 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 251 084 |
| Primary APN | 251 084 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 1,463 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 288 ft deep x 144 ft wide |
| Garage Area | 288 sqft |
| Porch | Porch |
| Porch Area | 15 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 104 E MAIN ST |
|---|---|
| City | CLEVELAND |
| State | NC |
| Zip | 27013-8413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15:SINGLE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 51904 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 E MAIN ST, CLEVELAND, NC 27013-8413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 20, 2025 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 7, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 20, 2018 | Warranty Deed, Transfer BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Nov 7, 2022 · Amount on Record |
| Deed Book / Page | 1464 / 58 |
| Prior Transfer Date | Sep 21, 2009 |
| Prior Transfer Doc | 0011620971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 20, 2025 |
| Property Address | 104 E MAIN ST, CLEVELAND, NC 27013-8413 |
| Document Number | 0014640058 |
| Book / Page | 1464 / 58 |
| Instrument Date | Jun 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 NEEDMORE RD, WOODLEAF, NC 27054-9501 |
| Name | Verified Name |
|---|---|
| Address | 104 E MAIN ST, CLEVELAND, NC 27013-8413 |
| Document Number | 0000146459 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 1464/59 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Number | 0014640060 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 1464/60 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 7, 2022 |
| Property Address | 104 E MAIN ST, CLEVELAND, NC 27013-8413 |
| Document Number | 0014130278 |
| Book / Page | 1413 / 278 |
| Instrument Date | Nov 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2025 |
| Title Company | FORTIFIED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 MINE LAKE CT # CT100, CT100, RALEIGH, NC 27615-6417 |
| Name | Verified Name |
|---|---|
| Address | 104 E MAIN ST, BARBER, NC 27013-8413 |
| Investor | Possibly a Property Investor |
| Document Number | 0001413279 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 1413/279 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Number | 0014130280 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 1413/280 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 20, 2018 |
| Property Address | 104 E MAIN ST, CLEVELAND, NC 27013-8413 |
| Document Number | 0013200536 |
| Book / Page | 001320 / 000536 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5186 BENITO ST #4538 MONTCLAIR CA 917638167, 4538, MONTCLAIR, CA 91763-8167 |
| Document Number | 13200537 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 001320/000537 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37203-3304 |
| Amount | Amount Recorded |
|---|
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cleveland Town |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,763.00 (+24.86%) | $200,426 (+24.83%) Land $28,000 Building $172,426 | $200,426 (+24.83%) Land $28,000 Building $172,426 |
| 2025 | $1,412.00 | $160,553 (-) Land $28,000 Building $132,553 | |
| 2023 | $1,412.00 (+78.96%) | $160,553 (+90.66%) Land $28,000 Building $132,553 | $160,553 (+90.66%) Land $28,000 Building $132,553 |
| 2022 | $789.00 | $84,207 Land $21,000 Building $63,207 | $84,207 Land $21,000 Building $63,207 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEVELAND serves 872 people · EPA ID NC0180050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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