201 E Center St, Troy, IL 62294 Property Records

Madison County property record for 201 E Center St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 676 sqft · built 1886
Lot Size	0.137 acres (5,986 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,213 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2019 Mortgage + 2 more
APN	`09-2-22-09-11-203-007`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-11-203-007`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	676 sqft Living Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,986 sqft (0.137 acres)
Lot Dimensions	90 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	201 E CENTER ST
City	TROY
State	IL
Zip	62294-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JARVIS W ADD TO TROY LOT 4 66X90.7
Legal Subdivision	JARVIS W ADDN
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3017
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2867 INDIAN MEADOWS LN, EDWARDSVILLE, IL 62025-7029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FCB BANKS
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional with PMI NEW AMERICAN FNDG
Feb 2, 2018	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022
Deed Sale	Sep 15, 2022
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	202230395
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0000030395
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Sep 15, 2022
Property Address	201 E CENTER ST, TROY, IL 62294-1604
Document Number	0000030395
Map Reference	PB 4 PG 18
Instrument Date	Aug 31, 2022
Instrument	2022R30395
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	201 E CENTER ST, TROY, IL 62294-1604

Mortgage

Document Number	0000030396
Date	Sep 15, 2022
Instrument	2022R30396

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	201 E CENTER ST, TROY, IL 62294-1604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031141
Date	Sep 27, 2019
Instrument	2019R31141

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	201 E CENTER ST, TROY, IL 62294-1604
Document Number	0000033697
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E CENTER ST TROY IL 622941604, TROY, IL 62294-1604

Mortgage

Document Number	0000033697
Date	Sep 23, 2020
Instrument	33697

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2035

Interest

Rate Type	Fixed Rate
Rate	2.37%

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Feb 2, 2018
Property Address	201 E CENTER ST, TROY, IL 62294-1604
Document Number	0000003442
Map Reference	PB4 PG18
Instrument Date	Jan 31, 2018
Instrument	2018R03442
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E CENTER ST, TROY, IL 62294-1604

Mortgage

Document Number	0000003443
Date	Feb 2, 2018
Instrument	2018R03443

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,213.00 (+6.2%)	$60,900 (+28.29%) Land $9,790 Building $51,110	$182,700 (+28.16%) Land $29,370 Building $153,330
2024	$3,967.00 (+28.05%)
2022	$3,098.00	$47,470 Land $7,630 Building $39,840	$142,553 Land $22,913 Building $119,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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