Madison County property record for 108 E Center St, Troy, IL 62294 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1880 |
| Lot Size | 0.137 acres (5,986 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Sep 2018) |
| Tax Bill | $1,736 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2018 Sale & Mortgage |
| APN | 09-2-22-09-11-202-004 |
| Primary APN | 09-2-22-09-11-202-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 5,986 sqft (0.137 acres) |
| Lot Dimensions | 66 ft deep x 90 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 108 E CENTER ST |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JARVIS W ADD TO TROY LOT 1 90.7X66 |
| Legal Subdivision | JARVIS W ADDN |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 403531 |
Source: Madison County records · APN 09-2-22-09-11-202-004
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 E CENTER ST, TROY, IL 62294-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Sep 20, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MAKERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Prior Sale | Jan 17, 2006 · Amount on Record |
| Deed Document Number | 201829683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 108 E CENTER ST, TROY, IL 62294-1637 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000020345 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021R20345 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 20, 2018 |
| Property Address | 108 E CENTER ST, TROY, IL 62294-1637 |
| Document Number | 0000029683 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 29683 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.35 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 E CENTER ST TROY IL 622941637, TROY, IL 62294-1637 |
| Document Number | 29684 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 29684 |
| Name | MORTGAGE MAKERS |
|---|---|
| Type | Mortgage Company |
| Address | EDWARDSVILLE, IL 62025 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Rate | 5% |
|---|
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,736.00 (+8.09%) | $31,100 (+28.3%) Land $9,350 Building $21,750 | $93,300 (+28.17%) Land $28,050 Building $65,250 |
| 2024 | $1,606.00 (+17.91%) | ||
| 2022 | $1,362.00 | $24,240 Land $7,290 Building $16,950 | $72,793 Land $21,892 Building $50,901 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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