Stanly County property record for 201 Delancy St, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,566 sqft · built 2017 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Nov 2017) |
| Tax Bill | $3,936 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502566232 |
| Primary APN | 557502566232 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,566 sqft Finished Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1535725 |
|---|---|
| Street Address | 201 DELANCY ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 201 DELANCY ST LT 46 LOCUST VALLEY SUBD 557502116 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 46 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · Negative Amortization COASTAL COMMUNITY BANK |
| Feb 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 29, 2021 | Intrafamily Transfer, Transfer · VA Mortgage UNITED TRUST BANK |
| Nov 22, 2017 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Prior Sale | Nov 23, 2016 · Amount on Record |
| Deed Book / Page | 1631 / 967 |
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 0000438228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000481873 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 1897/842 |
| Instrument | 481873 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000455420 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 1812/982 |
| Instrument | 455420 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28215 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 2, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 29, 2021 |
| Property Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000438228 |
| Book / Page | 1758 / 1244 |
| Map Reference | MB 19 PG 152 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 438228 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000438229 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 438229 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Nov 22, 2017 |
| Property Address | 201 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000395895 |
| Book / Page | 001631 / 000967 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 395895 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 DELANCY ST LOCUST NC 280979435, LOCUST, NC 28097-9435 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,936.00 (+16.31%) | $427,931 (+37.83%) Land $65,000 Building $362,931 | $427,931 (+37.83%) Land $65,000 Building $362,931 |
| 2023 | $3,384.00 | $310,483 Land $35,000 Building $275,483 | $310,483 Land $35,000 Building $275,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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