Stanly County property record for 115 Delancy St, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,692 sqft · built 2017 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jul 2026) |
| Tax Bill | $4,146 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502565252 |
| Primary APN | 557502565252 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Finished Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Porch | Porch |
| Porch Area | 342 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1556407 |
|---|---|
| Street Address | 115 DELANCY ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 115 DELANCY ST LT 47 LOCUST VALLEY SUBD 557502117 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 47 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 DELANCY ST, LOCUST, NC 28097-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK |
| May 11, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jun 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 16, 2017 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on Record |
| Deed Sale | Jul 17, 2026 · Amount on Record |
| Prior Sale | May 16, 2017 · Amount on Record |
| Deed Document Number | 2026489847 |
| Deed Book / Page | 1925 / 1298 |
| Prior Transfer Date | Jul 31, 2013 |
| Prior Transfer Doc | 0000358145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 17, 2026 |
| Property Address | 115 DELANCY ST, LOCUST, NC 28097-9432 |
| Document Number | 0000489847 |
| Book / Page | 1925 / 1298 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026489847 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 DELANCY ST, LOCUST, NC 28097-9432 |
| Document Number | 0000489848, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 2026489848 |
| Name | UWHARRIE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 115 DELANCY ST, LOCUST, NC 28097-9432 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000432745 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 1741/780 |
| Instrument | 432745 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 6, 2017 |
| Property Address | 115 DELANCY ST, LOCUST, NC 28097-9432 |
| Document Number | 0000391241 |
| Book / Page | 001611 / 000866 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 391241 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 DELANCY ST LOCUST NC 280979432, LOCUST, NC 28097-9432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 16, 2017 |
| Property Address | 115 DELANCY ST, LOCUST, NC 28097-9432 |
| Document Number | 0000390708 |
| Book / Page | 001609 / 000451 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 390708 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 DELANCY ST LOCUST NC 280979432, LOCUST, NC 28097-9432 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,146.00 | $450,757 (-) Land $65,000 Building $385,757 | $450,757 (-) Land $65,000 Building $385,757 |
| 2025 | $4,146.00 (+21.23%) | $450,757 (+43.66%) Land $65,000 Building $385,757 | $450,757 (+43.66%) Land $65,000 Building $385,757 |
| 2023 | $3,420.00 | $313,766 Land $35,000 Building $278,766 | $313,766 Land $35,000 Building $278,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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