201 Circle Dr W, Vilas, NC 28692 Property Records

Watauga County property record for 201 Circle Dr W, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 1965
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Oct 2019)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1981-96-8136-000`

Property Details

APN / Parcel Number

Primary APN	`1981-96-8136-000`
Alternative APN	`1810376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1810376
Street Address	201 CIRCLE DR W
City	VILAS
State	NC
Zip	28692-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T-1 P018/064 JAMES GREER EST
Legal Subdivision	GREE
Legal Tract	1
Jurisdiction	WATAUGA NC
Township / Civil Division	BRUSHY FORK
Census Block Group	2
Census Block	2004
Census Tract	920300

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 CIRCLE DR W, VILAS, NC 28692-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	2019683505
Deed Book / Page	2053 / 715
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	201 CIRCLE DR W, VILAS, NC 28692-9567
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023190923
Date	Feb 16, 2023
Book Page	2319/923
Instrument	728614

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BOONE, NC 28607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 11, 2019
Property Address	201 CIRCLE DR W, VILAS, NC 28692-9567
Document Number	0020530715
Book / Page	2053 / 0715
Map Reference	MB 18 PG 64
Instrument Date	Oct 11, 2019
Instrument	683505
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	479 BOB CAMPBELL RD, 479, VILAS, NC 28692-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 CIRCLE DR W, VILAS, NC 28692-9567

Mortgage

Document Number	683506
Date	Oct 11, 2019
Instrument	683506

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,400 (-) Land $20,100 Building $224,300
2025	$1,014.00	$244,400 (-) Land $20,100 Building $224,300
2024			$244,400 Land $20,100 Building $224,300
2023		$244,400 Land $20,100 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2013–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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