Watauga County property record for 196 Circle Dr W, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,630 sqft · built 1971 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jun 2015) |
| Tax Bill | $730 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1981-96-9206-000 |
| Primary APN | 1981-96-9206-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Basement Area | 1,189 sqft |
| Finished Basement | 238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1754461 |
|---|---|
| Street Address | 196 CIRCLE DR W |
| City | VILAS |
| State | NC |
| Zip | 28692-9566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE CANNON AND HOWELL SUBDIVISION |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BRUSHY FORK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 920300 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 CIRCLE DR W, VILAS, NC 28692-9566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on Record |
| Deed Sale | Jun 23, 2015 · Amount on Record |
| Deed Document Number | 2015637873 |
| Deed Book / Page | 1810 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 196 CIRCLE DR W, VILAS, NC 28692-9566 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 196 CIRCLE DR W, VILAS, NC 28692-9566 |
| Document Number | 0023490875 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 2349/875 |
| Instrument | 734286 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 7, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 196 CIRCLE DR W, VILAS, NC 28692-9566 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0022350796 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 2235/796 |
| Instrument | 713802 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,700 (+30.8%) Land $14,800 Building $203,900 | ||
| 2025 | $730.00 | $167,200 (-23.02%) Land $14,800 Building $152,400 | |
| 2024 | $217,200 Land $14,800 Building $202,400 | ||
| 2023 | $217,200 Land $14,800 Building $202,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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