201 Cedar Key Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 201 Cedar Key Ct, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,186 sqft · built 1984
Lot Size0.154 acres (6,726 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 2023)
Tax Bill$4,192 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-759-3982-7

Property Details

APN / Parcel Number

Primary APNC62-000-759-3982-7
Alternative APNs
  • 14-28-16-35357-000-0720
  • 281614353570000720
  • 162814353570000720
  • R149419

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,186 sqft Living Area
Gross Area1,608 sqft
1st Floor Area1,186 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialFrame/Stucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,726 sqft (0.154 acres)
Lot Dimensions126 ft deep x 54 ft wide
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area60 sqft
Deck Area120 sqft
Patio Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR149419
Street Address201 CEDAR KEY CT
CityOLDSMAR
StateFL
Zip34677-4531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMLETS OF FOREST LAKES, THE LOT 72
Legal Range16E
Legal Township28S
Legal Section14
Legal SubdivisionHAMLETS OF FOREST LAKES,
Legal Tract35357
Legal Lot Number72
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1011
Census Tract27327

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address201 CEDAR KEY CT, OLDSMAR, FL 34677-4531
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Aug 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 8, 2018Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2023 · Amount on Record
Deed SaleSep 13, 2023 · Amount on Record
Prior SaleApr 10, 2009 · Amount on Record
Deed Document Number2023235313
Deed Book / Page22562 / 1189
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 13, 2023
Property Address201 CEDAR KEY CT, OLDSMAR, FL 34677-4531
Document Number0225621189
Book / Page22562 / 1189
Map ReferenceMB 86 PG 80
Instrument DateSep 7, 2023
Instrument2023235313
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyUNIK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2888 STAR ANISE LN, WIMAUMA, FL 33598-4297

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address201 CEDAR KEY CT, OLDSMAR, FL 34677-4531

Mortgage

Document Number0225621191
DateSep 13, 2023
Instrument22562/1191
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0225621215
DateSep 13, 2023
Book Page22562/1215
Instrument2023235315
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address201 CEDAR KEY CT, OLDSMAR, FL 34677-4531
Document Number0201881371
Instrument DateAug 25, 2018
Transaction TypeMortgage
Record UpdatedSep 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address201 CEDAR KEY CT OLDSMAR FL 346774531, OLDSMAR, FL 34677-4531

Mortgage

Document Number0201881371
DateAug 30, 2018
Book Page020188/001371
Instrument279564
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address201 CEDAR KEY CT, OLDSMAR, FL 34677-4531
Document Number0200160273
Instrument DateMar 8, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address201 CEDAR KEY CT OLDSMAR FL 346774531, OLDSMAR, FL 34677-4531

Mortgage

Document Number0200160273
DateApr 17, 2018
Book Page020016/000273
Instrument119250
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 16, 2043

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,192.00 (+262.94%) Homeowner's exemption$280,799 (+160.63%) Land $99,739 Building $181,060$280,799 (-2.35%) Land $99,739 Building $181,060
2023$1,155.00 (+4.34%) Homeowner's exemption$107,738 (+3%)$287,563 (+18.93%) Land $145,938 Building $141,625
2022$1,107.00 Homeowner's exemption$104,600$241,786 Land $134,686 Building $107,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 202 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies202 in force
Nearby Flood Claims6 (2008–2025)
Claims Outside the SFHA6 of 6
Most Recent ClaimDec 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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