201 Atlantic Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 201 Atlantic Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,377 sqft · built 1955
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2023)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
APN	`03-26-0-405-003`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-405-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	870 sqft
Driveway	Concrete Driveway
Driveway Area	1,248 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	201 ATLANTIC AVE
City	O FALLON
State	IL
Zip	62269-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS LOT/SEC-29 A02774733
Legal Subdivision	RIDGE PRAIRIE HEIGHTS
Legal Block	405
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2035
Census Tract	503414

Owner

201 Atlantic Ave is owned and occupied by two individuals who bought it in February 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 ATLANTIC AVE, O FALLON, IL 62269-1704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 11, 2019	Warranty Deed, Transfer · Conventional with PMI FCB BK
May 9, 2019	Loan Modification, Mortgage · Conventional Mortgage FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Oct 11, 2019 · Amount on File
Deed Document Number	20232774733
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 28, 2023
Property Address	201 ATLANTIC AVE, O FALLON, IL 62269-1704
Document Number	0A02774733
Map Reference	MB 46 PG 96
Instrument Date	Feb 27, 2023
Instrument	A02774733
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	201 ATLANTIC AVE, O FALLON, IL 62269-1704

Mortgage

Document Number	0A02774734
Date	Feb 28, 2023
Instrument	A02774734

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 11, 2019
Property Address	201 ATLANTIC AVE, O FALLON, IL 62269-1704
Document Number	00A2629847
Instrument Date	Oct 10, 2019
Instrument	2629847
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10072 PANSY RD ST JACOB IL 622812220, ST JACOB, IL 62281-2220

Mortgage

Document Number	A2629848
Date	Oct 11, 2019
Instrument	2629848

Lender

Name	FCB BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Interest

Rate	3.62%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	201 ATLANTIC AVE, O FALLON, IL 62269-1704
Document Number	00A2613146
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 ATLANTIC AVE O FALLON IL 622691704, O FALLON, IL 62269-1704

Mortgage

Document Number	00A2613146
Date	May 17, 2019
Instrument	2613146

Lender

Name	FCB BK
Type	Bank
Address	O'FALLON, IL 62269

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 201 Atlantic Ave was $4,328.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,328.00	$61,605 Land $4,630 Building $56,975	$184,815 Land $13,890 Building $170,925
2022		$39,954 Land $3,648 Building $36,306	$119,862 Land $10,944 Building $108,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 201 Atlantic Ave; there have been 7 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2000–2023)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Atlantic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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