117 Atlantic Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 117 Atlantic Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,267 sqft · built 1950
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jul 2026)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2019 Mortgage + 2 more
APN	`03-26-0-406-002`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-406-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,267 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	117 ATLANTIC AVE
City	O FALLON
State	IL
Zip	62269-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS LOT/SEC-31 DOC A01794874
Legal Subdivision	RIDGE PRAIRIE HEIGHTS
Legal Block	406
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2034
Census Tract	503414

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	117 ATLANTIC AVE, O FALLON, IL 62269-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · FHA Mortgage LIFESTONE MORTGAGE CORPORATION
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BEST HOMETOWN BK
May 7, 2018	Deed of Trust, Mortgage · Line of Credit BEST HOMETOWN BK
Mar 19, 2018	Loan Modification, Mortgage · Conventional Mortgage BEST HOMETOWN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Oct 3, 2003 · Amount on Record
Deed Document Number	20262888816
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 9, 2026
Property Address	117 ATLANTIC AVE, O FALLON, IL 62269-1702
Document Number	0002888816
Instrument Date	Jul 7, 2026
Instrument	20262888816
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,968.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 ATLANTIC AVE, O FALLON, IL 62269-1702

Mortgage

Date	Jul 9, 2026

Lender

Name	LIFESTONE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	117 ATLANTIC AVE, O FALLON, IL 62269-1702
Document Number	00A2624851
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 POHLMAN RD O FALLON IL 622697111, O FALLON, IL 62269-7111

Mortgage

Document Number	00A2624851
Date	Sep 4, 2019
Instrument	2624851

Lender

Name	BEST HOMETOWN BK
Address	COLLINSVILLE, IL 62234-3209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 3, 2039

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	117 ATLANTIC AVE, O FALLON, IL 62269-1702
Document Number	00A2575920
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	946 POHLMAN RD O FALLON IL 622697111, O FALLON, IL 62269-7111

Mortgage

Document Number	00A2575920
Date	May 14, 2018
Instrument	2575920

Lender

Name	BEST HOMETOWN BK
Address	COLLINSVILLE, IL 62234-3209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 13, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.5%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	117 ATLANTIC AVE, O FALLON, IL 62269-1702
Document Number	00A2571124
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	946 POHLMAN RD O FALLON IL 622697111, O FALLON, IL 62269-7111

Mortgage

Document Number	00A2571124
Date	Mar 26, 2018
Instrument	2571124

Lender

Name	BEST HOMETOWN BK
Address	COLLINSVILLE, IL 62234-3209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 25, 2023

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,889.00	$41,125 (+34.15%) Land $4,772 Building $36,353	$123,375 (+34.15%) Land $14,316 Building $109,059
2022		$30,655 Land $3,759 Building $26,896	$91,965 Land $11,277 Building $80,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2000–2023)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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