201 1st St, Cheney, WA 99004 Property Records

Spokane County property record for 201 1st St, Cheney, WA 99004

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.75 ba · 2,316 sqft · built 1909
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on File
Last Sale	$165,280 (Dec 2020)
Tax Bill	$2,306 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13132.5701`

Property Details

APN / Parcel Number

Primary APN	`13132.5701`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,316 sqft Total Area
Gross Area	1,236 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2017
Exterior Material	Asbestos
Construction Type	Steel Frame
Lot Area	4,700 sqft (0.108 acres)
Lot Dimensions	94 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	201 1ST ST
City	CHENEY
State	WA
Zip	99004-1503
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	I-1
Legal Description	CHENEY TOWN OF SELY88FT L1 B60 INC VAC6FT STP SELY OF&AD J
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	60
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1022
Census Tract	14001

Owner

201 1st St, a commercial property, is owned by an individual who bought it in December 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	201 1ST ST, CHENEY, WA 99004-1503
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
May 29, 2019	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Dec 10, 2020	Grant Deed ALLEGRO ESCROW SERVICES, ALLEGRO ESCROW SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Jul 23, 2010 · Amount on File
Deed Document Number	20207006615
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	201 1ST ST, CHENEY, WA 99004-1503
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 1ST ST, CHENEY, WA 99004-1503

Mortgage

Document Number	0007156894
Date	Dec 3, 2021
Instrument	7156894

Lender

Name	BANNER BANK
Type	Bank
Address	APO, AE 9904

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	201 1ST ST, CHENEY, WA 99004-1503
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006993945
Date	Nov 12, 2020
Instrument	6993945

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	May 29, 2019
Property Address	201 1ST ST, CHENEY, WA 99004-1503
Document Number	0006808851
Instrument Date	May 29, 2019
Instrument	6808851
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$2,942.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 1ST ST CHENEY WA 990041503, CHENEY, WA 99004-1503

December 2020: Grant Deed

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 10, 2020
Property Address	201 1ST ST, CHENEY, WA 99004-1503
Document Number	0007006615
Instrument Date	May 29, 2019
Instrument	7006615
Record Updated	Jan 6, 2021
Title Company	ALLEGRO ESCROW SERVICES, ALLEGRO ESCROW SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 1ST ST CHENEY WA 990041503, CHENEY, WA 99004-1503

Tax Assessment & Valuation

The 2026 property tax bill for 201 1st St was $2,306, down 5.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,306.00 (-5.65%)	$210,700 Land $51,700 Building $159,000	$210,700 Land $51,700 Building $159,000
2025	$2,444.00
2024		$179,200 (+7.82%) Land $37,600 Building $141,600	$179,200 (+7.82%) Land $37,600 Building $141,600
2023	$1,507.00 (-18.36%)	$166,200 Land $37,600 Building $128,600	$166,200 Land $37,600 Building $128,600
2022	$1,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 1st St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 44% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures