104 1st St, Cheney, WA 99004 Property Records

Spokane County property record for 104 1st St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1890
Lot Size	0.113 acres (4,928 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2017)
Tax Bill	$2,430 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13133.5608`

Property Details

APN / Parcel Number

Primary APN	`13133.5608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,032 sqft
Attic	Attic
Attic Area	1,332 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	4,928 sqft (0.113 acres)
Lot Dimensions	88 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	80 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	104 1ST ST
City	CHENEY
State	WA
Zip	99004-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	CHENEY TOWN OF NWLY 88FT LT 10 BLK 56 TOGW 6FT VAC I ST LYG SWLY & ADJ TO
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Phase	1
Legal Block	56
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1024
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 1ST ST, CHENEY, WA 99004-1502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 25, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG
Dec 13, 2017	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Oct 26, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Sep 11, 2007 · Amount on Record
Deed Document Number	20176653799
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	104 1ST ST, CHENEY, WA 99004-1502
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007103741
Date	Jul 21, 2021
Instrument	7103741

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	104 1ST ST, CHENEY, WA 99004-1502
Document Number	0006667111
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 1ST ST CHENEY WA 990041502, CHENEY, WA 99004-1502

Mortgage

Document Number	0006667111
Date	Dec 13, 2017
Instrument	6667111

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 13, 2017
Property Address	104 1ST ST, CHENEY, WA 99004-1502
Document Number	0006667110
Instrument Date	Oct 20, 2017
Instrument	6667110
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$1,874.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 1ST ST CHENEY WA 990041502, CHENEY, WA 99004-1502

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 26, 2017
Property Address	104 1ST ST, CHENEY, WA 99004-1502
Document Number	0006653799
Instrument Date	Oct 20, 2017
Instrument	6653799
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 1ST ST CHENEY WA 990041502, CHENEY, WA 99004-1502

Mortgage

Document Number	6653800
Date	Oct 26, 2017
Instrument	6653800

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,430.00 (+4.79%)	$232,400 (+9.31%) Land $60,000 Building $172,400	$232,400 (+9.31%) Land $60,000 Building $172,400
2025	$2,319.00 (+29.84%)
2024		$212,600 (+34.73%) Land $45,000 Building $167,600	$212,600 (+34.73%) Land $45,000 Building $167,600
2023	$1,786.00 (+1.88%)	$157,800 Land $23,000 Building $134,800	$157,800 Land $23,000 Building $134,800
2022	$1,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 44% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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