20095 River Blvd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20095 River Blvd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,436 sqft · built 1965
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Feb 2024)
Tax Bill	$6,622 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`095-243-014-000`

Property Details

APN / Parcel Number

Primary APN	`095-243-014-000`
Alternative APN	`095-243-014`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	095-243-014
Street Address	20095 RIVER BLVD
City	MONTE RIO
State	CA
Zip	95462-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 8 BLK 4 EAST MONTE RIO ADDITION # 1
Legal Subdivision	EAST MONTE RIO ADDITION
Legal Block	4
Legal Lot Number	8
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3000
Census Tract	153708

Owner

Source: Sonoma County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20095 RIVER BLVD, MONTE RIO, CA 95462-9727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED FIDELITY FUNDING CORP
Feb 28, 2024	Grant Deed, Transfer · VA Mortgage UNITED FIDELITY FUNDING CORP
Aug 28, 2023	Grant Deed, Transfer · Commercial Mortgage ARCHWEST FUNDING LLC
Jun 30, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	20248445
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	0000087518
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20095 RIVER BLVD, MONTE RIO, CA 95462-9727
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20095 RIVER BLVD, MONTE RIO, CA 95462-9727

Mortgage

Document Number	0000063721
Date	Dec 31, 2024
Instrument	2024063721

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 28, 2024
Property Address	20095 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000008445
Map Reference	MB 21 PG 12
Instrument Date	Feb 21, 2024
Instrument	2024008445
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20095 RIVER BLVD, MONTE RIO, CA 95462

Mortgage

Document Number	0000008446
Date	Feb 28, 2024
Instrument	2024008446

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 28, 2023
Property Address	20095 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000039713
Map Reference	MB 21 PG 12
Instrument Date	Aug 9, 2023
Instrument	2023039713
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 APPIAN WAY, PINOLE, CA 94564-2237

Mortgage

Document Number	0000039714
Date	Aug 28, 2023
Instrument	2023039714

Lender

Name	ARCHWEST FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2024

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jun 30, 2022
Property Address	20095 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000045602
Map Reference	MB 21 PG 12
Instrument Date	Jun 28, 2022
Instrument	2022045602
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20095 RIVER BLVD, MONTE RIO, CA 95462

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,280 (+2%) Land $208,080 Building $520,200
2025	$6,622.00 (+10.75%) Disabled Person's exemption Veteran's exemption	$714,000 (+47.65%) Land $204,000 Building $510,000
2023	$5,979.00 (+2.01%)	$483,573 Land $170,672 Building $312,901
2022	$5,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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