20065 River Blvd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20065 River Blvd, Monte Rio, CA 95462

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 2 ba · 3,780 sqft · built 1924
Lot Size	0.276 acres (12,000 sqft)
Owner	Company Name on Record
Last Sale	$334,500 (May 2023)
Tax Bill	$13,247 (2025)
Deeds & Mortgages	Dec 2024 Construction Loan Dec 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`095-243-004-000`

Property Details

APN / Parcel Number

Primary APN	`095-243-004-000`
Alternative APN	`095-243-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	21 Rooms
Units	10 Units
Stories	1 Story
Building Area	3,780 sqft Living Area
1st Floor Area	3,780 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1960
Lot Area	12,000 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	095-243-004
Street Address	20065 RIVER BLVD
City	MONTE RIO
State	CA
Zip	95462-9727
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	BUSINESS CODE: J1 UNINCORP COUNTY CA
Legal Subdivision	MAP OF SUB OF EAST MONTE RIO ADDITION #1
Legal Block	3
Legal Lot Number	9-11
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3000
Census Tract	153708

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	110 AMBER GROVE DR, CHICO, CA 95973-5877
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · Construction Mortgage SUMMIT BUSINESS CAPITAL LLC
Dec 23, 2025	Grant Deed, Transfer · Non-Conforming Investor Loan REDWOOD CU
May 31, 2023	Grant Deed, Transfer · Seller Carry-Back JASON KOTANSKY
Oct 26, 2022	Grant Deed, Transfer · Stand-Alone Second Mortgage SUMMIT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	202324315
Prior Transfer Date	Apr 4, 1996
Prior Transfer Doc	0000047861
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20065 RIVER BLVD, MONTE RIO, CA 95462-9727
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 WINKLE DR, CHICO, CA 95926-7789

Mortgage

Document Number	0000059712
Date	Dec 4, 2024
Instrument	2024059712

Lender

Name	SUMMIT BUSINESS CAPITAL LLC
Type	Non-Lending Institution
Address	SYLMAR, CA 91392

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 23, 2025
Property Address	20065 RIVER BLVD, MONTE RIO, CA 95462-9727
Document Number	0000065704
Map Reference	MB 21 PG 12
Instrument Date	Dec 12, 2025
Instrument	2025065704
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 AMBER GROVE DR, CHICO, CA 95973-5877

Mortgage

Document Number	0000065705
Date	Dec 23, 2025
Instrument	2025065705

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	May 31, 2023
Property Address	20065 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000024315
Map Reference	MB 21 PG 12
Instrument Date	May 26, 2023
Instrument	2023024315
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1552 WINKLE DR, CHICO, CA 95926-7789

Mortgage

Document Number	0000024316
Date	May 31, 2023
Instrument	2023024316

Lender

Name	JASON KOTANSKY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 26, 2022
Property Address	20065 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000068154
Map Reference	MB 21 PG 12
Instrument Date	Oct 10, 2022
Instrument	2022068154
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10150 GREEN VALLEY RD, SEBASTOPOL, CA 95472-9313

Mortgage

Document Number	0000068155
Date	Oct 26, 2022
Instrument	2022068155

Lender

Name	SUMMIT STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,114,268 (+2%) Land $265,302 Building $848,966
2025	$13,247.00 (+6.56%)	$1,092,420 (+5.21%) Land $260,100 Building $832,320
2023	$12,431.00 (+2.01%)	$1,038,322 Land $234,456 Building $803,866
2022	$12,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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