20093 Lovers Ln, Long Beach, MS 39560 Property Records

Harrison County property record for 20093 Lovers Ln, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,065 sqft · built 1997
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0511I-02-016.005`

Property Details

APN / Parcel Number

Primary APN	`0511I-02-016.005`
Alternative APN	`110447`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,065 sqft Adjusted Area
1st Floor Area	2,482 sqft
2nd Floor Area	110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Pool Area	1,414 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20093 LOVERS LN
City	LONG BEACH
State	MS
Zip	39560-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.1 AC(C)BEG 135 FT N & 270 FT E OF SW COR OF NW1/4 OF NE1/4 OF SEC 10 N 509.7 FT TO S MAR OF LOVERS LN E ALONG RD 30 FT S 10
Legal Range	12W
Legal Township	08S
Legal Section	10
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2001
Census Tract	3106

Owner

20093 Lovers Ln is owned and occupied by an individual who acquired it in February 2024.

Source: Harrison County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	20093 LOVERS LN, LONG BEACH, MS 39560-2503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024
Deed Sale	Feb 9, 2024
Prior Sale	May 6, 2014 · Amount on File
Deed Document Number	20242693
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 9, 2024
Property Address	20093 LOVERS LN, LONG BEACH, MS 39560-2503
Document Number	20240002693DJ1
Instrument Date	Feb 9, 2024
Instrument	2024-0002693-D-J1
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18564 RAY RD, LONG BEACH, MS 39560-3509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20093 LOVERS LN, LONG BEACH, MS 39560-2503

Mortgage

Document Number	20240002694TJ1
Date	Feb 9, 2024
Instrument	2024-0002694-T-J1

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	20093 LOVERS LN, LONG BEACH, MS 39560-2503
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220011235TJ1
Date	May 12, 2022
Instrument	2022-0011235-T-J1

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 26, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20093 Lovers Ln was $3,380 with exemptions applied, up 4.8% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Long Beach City
Unified School District	Long Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,380.00 (+4.81%) Homeowner's exemption Disabled Person's exemption	$22,827	$228,265 Land $27,825 Building $200,440
2024	$3,225.00 (+1.13%)
2023	$3,189.00 (+3.3%) Homeowner's exemption Disabled Person's exemption	$21,800	$217,999 Land $27,825 Building $190,174
2022	$3,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20093 Lovers Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20093 Lovers Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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