20085 Lovers Ln, Long Beach, MS 39560 Property Records

Harrison County property record for 20085 Lovers Ln, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,241 sqft · built 1985
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0511I-02-016.002`

Property Details

APN / Parcel Number

Primary APN	`0511I-02-016.002`
Alternative APN	`095791`

Interior

Bedrooms	3 Beds
Building Area	2,241 sqft Adjusted Area
1st Floor Area	1,627 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Deck Area	135 sqft
Patio Area	152 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	095791
Street Address	20085 LOVERS LN
City	LONG BEACH
State	MS
Zip	39560-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.6 AC(C) BEG 135 FT N & 380 FT E OF SW COR OF NW1/4 OF NE1/4 OF SEC 10 N 508.8 FT TO S MAR OF LOVERS LN E ALONG RD 134 FT S
Legal Range	12
Legal Township	08
Legal Section	10
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2001
Census Tract	3106

Owner

20085 Lovers Ln is owned and occupied by an individual who acquired it in August 2025.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20301 LANDON RD, GULFPORT, MS 39503-8549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025
Deed Sale	Aug 5, 2025
Prior Sale	Sep 18, 2019
Deed Document Number	2025-0016692-D-J1
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	20085 LOVERS LN, LONG BEACH, MS 39560-2503
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20198029TJ1
Date	Sep 18, 2019
Instrument	2019-8029-T-J1

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	20085 LOVERS LN, LONG BEACH, MS 39560-2503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20198029TJ1
Date	Sep 18, 2019
Instrument	2019-8029-T-J1

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 18, 2019
Property Address	20085 LOVERS LN, LONG BEACH, MS 39560-2503
Document Number	20197721DJ1
Instrument Date	Sep 13, 2019
Instrument	2019-7721-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20085 LOVERS LN, LONG BEACH, MS 39560-2503

Tax Assessment & Valuation

The 2025 property tax bill for 20085 Lovers Ln was $2,650 with exemptions applied, up 37.1% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Long Beach City
Unified School District	Long Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,650.00 (+37.09%) Homeowner's exemption Disabled Person's exemption	$18,427	$184,267 Land $36,950 Building $147,317
2024	$1,933.00
2023	$1,933.00 (+3.48%) Homeowner's exemption Disabled Person's exemption	$13,966	$139,661 Land $36,950 Building $102,711
2022	$1,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20085 Lovers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20085 Lovers Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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