Henderson County property record for 20091 Upper Delaware Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,938 sqft · built 1973 |
| Lot Size | 0.927 acres (40,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,000 (Jan 2026) |
| Tax Bill | $679 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 110-9 |
| Primary APN | 110-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,400 sqft (0.927 acres) |
| Lot Dimensions | 202 ft deep x 200 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 615 sqft |
| Deck Area | 316 sqft |
| Cooling System | Central |
|---|
| Account Number | 39272 |
|---|---|
| Street Address | 20091 UPPER DELAWARE RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-8861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 20800 |
20091 Upper Delaware Rd is owned and occupied by two individuals who bought it in January 2026.
Source: Henderson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20091 UPPER DELAWARE RD, HENDERSON, KY 42420-8861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on File |
| Deed Sale | Jan 7, 2026 · Amount on File |
| Prior Sale | Aug 28, 2015 · Amount on File |
| Deed Document Number | 2026119 |
| Deed Book / Page | 688 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 20091 UPPER DELAWARE RD, HENDERSON, KY 42420-8861 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | UNKNOWN, REGIONAL LAND TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2224 CARTER RD E1, E1, OWENSBORO, KY 42301-5103 |
| Document Number | MT1490/876 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | MT1490/876 |
| Instrument | 2026000120 |
| Name | VIZION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3032 ALVEY PARK DR W STE 600, OWENSBORO, KY 42303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 20091 Upper Delaware Rd was $679.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $679.00 | $56,300 | $56,300 |
| 2023 | $684.00 | $56,300 | $56,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20091 Upper Delaware Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20091 Upper Delaware Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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