20089 Upper Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 20089 Upper Delaware Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 784 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Oct 2025)
Tax Bill	$221 (2025)
Deeds & Mortgages	Oct 2025 Sale Nov 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`110-6`

Property Details

APN / Parcel Number

Primary APN	`110-6`
Alternative APN	`39272`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	784 sqft Finished Area

Exterior

Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
View / Lot	Flood Plain/Flood Zone
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	39272
Street Address	20089 UPPER DELAWARE RD
City	HENDERSON
State	KY
Zip	42420-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HEBBARDSVILLE-ROBARDS
Census Block Group	3
Census Block	3034
Census Tract	20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	12550 US HIGHWAY 41 S, ROBARDS, KY 42452-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed, Transfer
Nov 3, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	2025010198
Deed Book / Page	RE686 / 612
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 24, 2025
Property Address	20089 UPPER DELAWARE RD, HENDERSON, KY 42420-8861
Document Number	0RE686/612
Book / Page	RE686 / 612
Instrument Date	Oct 23, 2025
Instrument	2025010198
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20091 UPPER DELAWARE RD, HENDERSON, KY 42420-8861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12550 US HIGHWAY 41 S, ROBARDS, KY 42452-9319

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 3, 2017
Property Address	20089 UPPER DELAWARE RD, HENDERSON, KY 42420-8861
Document Number	RE0627/616
Book / Page	RE 0627 / 616
Instrument Date	Oct 30, 2017
Instrument	2017012513
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15283 STATE ROUTE 1078 S, 15283, HENDERSON, KY 42420-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20091 UPPER DELAWARE RD, HENDERSON, KY 42420-8861

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$221.00 (+0.45%) Homeowner's exemption	$15,000 (-)	$15,000 (-)
2024	$220.00 (-0.9%) Homeowner's exemption	$15,000 (-)	$15,000 (-)
2023	$222.00 Homeowner's exemption	$15,000	$15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	3 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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