Lee County property record for 20091 Chapel Trce, Estero, FL 33928 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,267 sqft · built 2007 |
| Lot Size | 0.409 acres (17,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Jan 2007) |
| Tax Bill | $366 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-46-25-E1-0700E.0020 |
| Primary APN | 32-46-25-E1-0700E.0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,267 sqft Living Area |
| Gross Area | 4,379 sqft |
| 1st Floor Area | 2,533 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 17,807 sqft (0.409 acres) |
| View / Lot | Creek |
| Garage Type | Attached |
| Garage Area | 831 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 281 sqft |
| Patio Area | 422 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10448882 |
|---|---|
| Street Address | 20091 CHAPEL TRCE |
| City | ESTERO |
| State | FL |
| Zip | 33928-2964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST BAY CLUB PB 62 PGS 79-111 BLK E LOT 2 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | WEST BAY CLUB |
| Legal Tract | 7 |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50319 |
Source: Lee County records · APN 32-46-25-E1-0700E.0020
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20091 CHAPEL TRCE, ESTERO, FL 33928-2964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2007 · Amount on Record |
| Deed Sale | Jan 17, 2007 · Amount on Record |
| Deed Document Number | 200717497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20091 CHAPEL TRCE, ESTERO, FL 33928-2964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20091 CHAPEL TRCE, ESTERO, FL 33928-2964 |
| Document Number | 0000215793 |
|---|---|
| Date | Aug 01, 2024 |
| Instrument | 2024000215793 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 24, 2054 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $366.00 (+11.93%) Homeowner's exemption | $554,741 (+5.99%) | $975,064 (+0.79%) Land $239,973 Building $735,091 |
| 2024 | $327.00 (+6.17%) | ||
| 2023 | $308.00 (+1.99%) Homeowner's exemption | $523,405 (+3%) | $967,448 (+28.67%) Land $244,186 Building $723,262 |
| 2022 | $302.00 Additional exemption filed | $508,160 | $751,878 Land $183,928 Building $567,950 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 266 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 755 units insured 489 under condo master policies |
| Nearby Flood Claims | 124 (2017–2022) |
| Claims Outside the SFHA | 28 of 124 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Orlando Telephone Company | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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