20081 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 20081 Chapel Trce, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,454 sqft · built 2006
Lot Size	0.365 acres (15,895 sqft)
Owner	2 Company Names on Record
Last Sale	$1,520,000 (Oct 2025)
Tax Bill	$8,956 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`32-46-25-E1-0700E.0030`

Property Details

APN / Parcel Number

Primary APN	`32-46-25-E1-0700E.0030`
Alternative APNs	`253246E10700E0030` `324625070000E0030` `10448883`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,454 sqft Living Area
Gross Area	4,295 sqft
1st Floor Area	2,680 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	15,895 sqft (0.365 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	343 sqft
Patio Area	444 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10448883
Street Address	20081 CHAPEL TRCE
City	ESTERO
State	FL
Zip	33928-2964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	WEST BAY CLUB PB 62 PGS 79-111 BLK E LOT 3
Legal Range	25E
Legal Township	46S
Legal Section	32
Legal Subdivision	WEST BAY CLUB
Legal Tract	E1
Legal Block	E
Legal Lot Number	3
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	50319

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6305 TALBOT CT, MARYVILLE, IL 62062-4402
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer LEGACY TITLE
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	2025291128
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 30, 2025
Property Address	20081 CHAPEL TRCE, ESTERO, FL 33928-2964
Document Number	0000291128
Map Reference	MB 62 PG 79-11
Instrument Date	Oct 30, 2025
Instrument	2025000291128
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$10,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22017 NATURES COVE CT, ESTERO, FL 33928-2958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6305 TALBOT CT, MARYVILLE, IL 62062-4402

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20081 CHAPEL TRCE, ESTERO, FL 33928-2964
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298001
Date	Sep 8, 2023
Instrument	2023000298001

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20081 CHAPEL TRCE, ESTERO, FL 33928-2964
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22097 W VERNON RIDGE DR, MUNDELEIN, IL 60060-5318

Mortgage

Document Number	0000125211
Date	Apr 20, 2021
Instrument	2021000125211

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,956.00 (+3.43%) Homeowner's exemption	$699,917 (+2.9%)	$1,021,005 (-7.77%) Land $223,564 Building $797,441
2024	$8,659.00 (+2.7%) Homeowner's exemption	$680,191 (+3%)	$1,106,992 (+11.29%) Land $268,601 Building $838,391
2023	$8,431.00 (+0.86%) Homeowner's exemption	$660,380 (+3%)	$994,681 (+28.67%) Land $217,801 Building $776,880
2022	$8,359.00 Homeowner's exemption	$641,146	$773,056 Land $183,928 Building $589,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 266 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	755 units insured incl. 489 condo units
Nearby Flood Claims	124 (2017–2022)
Claims Outside the SFHA	28 of 124
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 71 claims Hurricane Ian, Sep 2022 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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