20090 Harris St, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20090 Harris St, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,391 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Aug 2013)
Tax Bill	$879 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
APN	`138-100-5227`

Property Details

APN / Parcel Number

Primary APN	`138-100-5227`
Alternative APN	`129556`

Interior

Building Area	1,391 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	20090 HARRIS ST
City	COVINGTON
State	LA
Zip	70435-0166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 25 BLK 24 GARLANDS COV AND CLAIBORNE ADD CB 860 91 CB 1366 564 CB 1372 708 CB 1431 222 CB 1449 854 CB 1507 240 INST N
Legal Subdivision	GARLAND ADDITION
Legal Block	24
Legal Lot Number	24
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1035
Census Tract	40502

Owner

Source: St. Tammany Parish records · APN 138-100-5227

Assessment roll updated February 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20090 HARRIS ST, COVINGTON, LA 70435-0166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2013 · Amount on Record
Deed Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	20131913507
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20090 HARRIS ST, COVINGTON, LA 70435-0166
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002392429
Date	Nov 13, 2023
Instrument	2392429

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 01, 2063

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 (-4.56%) Homeowner's exemption	$15,138 (-) Land $3,750 Building $11,388	$151,384 (-) Land $37,500 Building $113,884
2024	$921.00 (+23.96%) Homeowner's exemption	$15,138 (+14.05%) Land $3,750 Building $11,388	$151,384 (+14.05%) Land $37,500 Building $113,884
2023	$743.00 (-0.13%) Homeowner's exemption	$13,273 (-) Land $3,750 Building $9,523	$132,730 (-) Land $37,500 Building $95,230
2022	$744.00 Homeowner's exemption	$13,273 Land $3,750 Building $9,523	$132,730 Land $37,500 Building $95,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	53 (1978–2024)
Claims Outside the SFHA	30 of 53
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2016 · 6 claims Hurricane Katrina, Aug 2005 · 14 claims Tropical Storm Allison, Jun 2001 · 7 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 86% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 171 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.