St. Tammany Parish property record for 20076 Harris St, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,881 sqft · built 1980 |
| Owner | Individual Name on Record |
| Tax Bill | $1,423 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2020 Mortgage + 2 more |
| APN | 138-080-2301 |
| Primary APN | 138-080-2301 |
|---|---|
| Alternative APN |
|
| Building Area | 2,881 sqft Living Area |
|---|
| Year Built | Built 1980 |
|---|
| Old Parcel Number | 138-080-2301 |
|---|---|
| Street Address | 20076 HARRIS ST |
| City | COVINGTON |
| State | LA |
| Zip | 70435-0166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARLANDS COVINGTON AND CLAIBORNE ADD LT26 27 28 29 30 31 32 SQ24 |
| Legal Subdivision | GARLAND ADDITION |
| Legal Lot Number | 26 27 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 40502 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 584, COVINGTON, LA 70434-0584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2017 |
| Transfer Doc | 0002052830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20076 HARRIS ST, COVINGTON, LA 70435-0166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002100399 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 2100399 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20076 HARRIS ST, COVINGTON, LA 70435-0166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002200322 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 2200322 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20076 HARRIS ST, COVINGTON, LA 70435-0166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0002280043 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2280043 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20076 HARRIS ST, COVINGTON, LA 70435-0166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | NOT AVAILABLE, AMROCK TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0002304799 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2304799 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,423.00 (-4.56%) Homeowner's exemption | $19,865 (-) Land $8,925 Building $10,940 | $198,650 (-) Land $89,250 Building $109,400 |
| 2024 | $1,491.00 (-6.34%) Homeowner's exemption | $19,865 (-) Land $8,925 Building $10,940 | $198,650 (-) Land $89,250 Building $109,400 |
| 2023 | $1,592.00 (-0.13%) Homeowner's exemption | $19,865 (-) Land $8,925 Building $10,940 | $198,650 (-) Land $89,250 Building $109,400 |
| 2022 | $1,594.00 Homeowner's exemption | $19,865 Land $8,925 Building $10,940 | $198,650 Land $89,250 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 53 (1978–2024) |
| Claims Outside the SFHA | 30 of 53 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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