2009 Powell Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 2009 Powell Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 1962
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Nov 2020 Reverse Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`481-272-03-00`

Property Details

APN / Parcel Number

Primary APN	`481-272-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,871 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	28,314 sqft (0.65 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2009 POWELL DR
City	EL CAJON
State	CA
Zip	92020-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-14
Legal Description	LOT 15 TR 002331
Legal Subdivision	HIGHLAND TERRACE
Legal Tract	002331
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2009 POWELL DR, EL CAJON, CA 92020-1733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Apr 24, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage PLAZA HOME MORTGAGE INC
Apr 24, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2017
Transfer Doc	0000182774
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2009 POWELL DR, EL CAJON, CA 92020-1733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 POWELL DR, EL CAJON, CA 92020-1733

Mortgage

Document Number	0000759653
Date	Nov 30, 2020
Instrument	2020-0759653

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Nov 10, 2082

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2009 POWELL DR, EL CAJON, CA 92020-1733
Document Number	0000759654
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 POWELL DR EL CAJON CA 920201733, EL CAJON, CA 92020-1733

Mortgage

Document Number	0000759654
Date	Nov 30, 2020
Instrument	759654

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Nov 29, 2082

Interest

Rate Type	Adjustable Rate
Rate	2.71%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2017
Property Address	2009 POWELL DR, EL CAJON, CA 92020-1733
Document Number	0000182774
Map Reference	MAP2331
Instrument Date	Apr 18, 2017
Instrument	2017-0182774
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2009 POWELL DR, EL CAJON, CA 92020-1733

Mortgage

Document Number	0000182775
Date	Apr 24, 2017
Instrument	2017-0182775

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.39%
Type Change Date	May 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	5%

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2017
Property Address	2009 POWELL DR, EL CAJON, CA 92020-1733
Document Number	0000182773
Instrument Date	Apr 18, 2017
Instrument	182773
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 POWELL DR EL CAJON CA 920201733, EL CAJON, CA 92020-1733

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$129,773 (+2%) Land $54,870 Building $74,903
2025	$3,290.00 (+44.93%) Homeowner's exemption	$127,230 (+4.04%) Land $53,795 Building $73,435
2023	$2,270.00 (-13.52%) Homeowner's exemption	$122,292 Land $51,707 Building $70,585
2022	$2,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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