1946 Powell Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1946 Powell Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,144 sqft · built 1952
Lot Size	0.278 acres (12,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Aug 2017)
Tax Bill	$10,342 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-271-06-00`

Property Details

APN / Parcel Number

Primary APN	`481-271-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,144 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	12,100 sqft (0.278 acres)
View / Lot	Good
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1946 POWELL DR
City	EL CAJON
State	CA
Zip	92020-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-14
Legal Description	LOT 11 DOC73-84728 IN TR 002331
Legal Subdivision	HIGHLAND TERRACE
Legal Tract	002331
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	16201

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1946 POWELL DR, EL CAJON, CA 92020-1732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · ARM HOMEXPRESS MORTGAGE CORP
Aug 24, 2017	Grant Deed, Transfer · Conventional Mortgage JASS TRUST (CT)
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Prior Sale	Oct 17, 2012 · Amount on Record
Deed Document Number	2017388570
Prior Transfer Date	Dec 16, 2014
Prior Transfer Doc	0000576092
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1946 POWELL DR, EL CAJON, CA 92020-1732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389382
Date	Sep 9, 2019
Instrument	2019-0389382

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	12.5%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	1946 POWELL DR, EL CAJON, CA 92020-1732
Document Number	0000388570
Instrument Date	Aug 8, 2017
Instrument	388570
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1946 POWELL DR EL CAJON CA 920201732, EL CAJON, CA 92020-1732

Mortgage

Document Number	388571
Date	Aug 24, 2017
Instrument	388571

Lender

Name	JASS TRUST (CT)
Address	5950 SANTO RD # I, SAN DIEGO, CA 92124-1197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1946 POWELL DR, EL CAJON, CA 92020-1732
Document Number	0000262668
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 POWELL DR EL CAJON CA 920201732, EL CAJON, CA 92020-1732

Mortgage

Document Number	0000262668
Date	Jun 12, 2017
Instrument	262668

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$782,304 (+2%) Land $283,523 Building $498,781
2025	$10,342.00 (+3.12%)	$766,965 (+5.29%) Land $277,964 Building $489,001
2024	$10,029.00 (+3.87%)
2023	$9,655.00 (+0.58%)	$728,429 Land $267,171 Building $461,258
2022	$9,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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