Monmouth County and Spring Lake Borough property record for 2009 Ocean Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,201 sqft · built 2007 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,475,000 (Jun 2026) |
| Tax Bill | $22,611 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00108-0000-00005 |
| Primary APN | 47-00108-0000-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,201 sqft Living Area |
| 1st Floor Area | 1,689 sqft |
| Upper Floors Area | 1,689 sqft |
| Basement Area | 1,661 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 72 sqft |
| Patio Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2009 OCEAN AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | BRIGHTON & NORTH BRIGHTON |
| Legal Block | 108 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 809100 |
2009 Ocean Ave is owned and occupied by two individuals who bought it in June 2026.
Source: Monmouth County and Spring Lake Borough records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2009 OCEAN AVE, SPRING LAKE, NJ 07762-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | Aug 11, 2008 · Amount on File |
| Deed Document Number | 202648278 |
| Deed Book / Page | 9797 / 9032 |
| Prior Transfer Date | Feb 28, 2011 |
| Prior Transfer Doc | 0088847217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 12, 2026 |
| Property Address | 2009 OCEAN AVE, SPRING LAKE, NJ 07762-1665 |
| Document Number | 0000048278 |
| Book / Page | 9797 / 9032 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202648278 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | ABSTRACT TITLE, TRIDENT ABSTRACT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,288,912.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2009 OCEAN AVE, SPRING LAKE, NJ 07762-1665 |
| Document Number | 0000048279, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202648279 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2009 OCEAN AVE, SPRING LAKE, NJ 07762-1665 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095549004 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 9554/9004 |
| Instrument | 2021159467 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 163 Months |
| Due | May 25, 2035 |
The 2025 property tax bill for 2009 Ocean Ave was $22,611, down 1.2% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,730,100 (+15.81%) Land $3,914,100 Building $1,816,000 | $5,730,100 (+15.81%) Land $3,914,100 Building $1,816,000 | |
| 2025 | $22,611.00 (-1.18%) | $4,947,800 Land $3,284,100 Building $1,663,700 | $4,947,800 Land $3,284,100 Building $1,663,700 |
| 2024 | $22,880.00 | ||
| 2023 | $4,525,900 Land $3,014,100 Building $1,511,800 | $4,525,900 Land $3,014,100 Building $1,511,800 | |
| 2022 | $22,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2009 Ocean Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2009 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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