Monmouth County and Spring Lake Borough property record for 1805 Ocean Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 9,091 sqft · built 2004 |
| Lot Size | 0.517 acres (22,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $9,350,000 (Jul 2007) |
| Tax Bill | $59,460 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00107-0000-00003 |
| Primary APN | 47-00107-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 9,091 sqft Living Area |
| 1st Floor Area | 4,843 sqft |
| Upper Floors Area | 4,328 sqft |
| Basement Area | 5,137 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 22,499 sqft (0.517 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 1,453 sqft |
| Patio Area | 600 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1805 OCEAN AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | L4-5 |
| Legal Block | 107 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 809100 |
1805 Ocean Ave is owned and occupied by two individuals who bought it in July 2007.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1805 OCEAN AVE, SPRING LAKE, NJ 07762-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2007 · Amount on File |
| Deed Sale | Jul 27, 2007 · Amount on File |
| Deed Document Number | 2007102604 |
| Deed Book / Page | 8668 / 1732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1805 OCEAN AVE, SPRING LAKE, NJ 07762-1518 |
| Document Number | 0000072343 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | ARBOR TITLE, ARBOR TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1805 OCEAN AVE SPRING LAKE NJ 077621518, SPRING LAKE, NJ 07762-1518 |
| Document Number | 0000072343 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 009362/001667 |
| Instrument | 72343 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 8, 2034 |
The 2025 property tax bill for 1805 Ocean Ave was $59,460, down 3.9% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,773,500 (+5.86%) Land $11,047,000 Building $2,726,500 | $13,773,500 (+5.86%) Land $11,047,000 Building $2,726,500 | |
| 2025 | $59,460.00 (-3.94%) | $13,011,000 Land $10,347,000 Building $2,664,000 | $13,011,000 Land $10,347,000 Building $2,664,000 |
| 2024 | $61,899.00 | ||
| 2023 | $12,471,200 Land $10,047,000 Building $2,424,200 | $12,471,200 Land $10,047,000 Building $2,424,200 | |
| 2022 | $60,489.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1805 Ocean Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1805 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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