2009 194th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2009 194th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,698 sqft · built 2016
Lot Size	0.111 acres (4,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,619 (May 2017)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500473-1-750`

Property Details

APN / Parcel Number

Primary APN	`500473-1-750`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,698 sqft Living Area
Gross Area	360 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,816 sqft (0.111 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2009 194TH ST E
City	SPANAWAY
State	WA
Zip	98387-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 11 RIDGE VIEW MEADOWS PDD L 175 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	175
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1001
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2009 194TH ST E, SPANAWAY, WA 98387-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jun 10, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
May 10, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CITYWIDE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	2017483
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2009 194TH ST E, SPANAWAY, WA 98387-3428
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 194TH ST E, BETHEL, WA 98387-3428

Mortgage

Document Number	0005050174
Date	May 5, 2021
Instrument	202105050174

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jul 1, 2050

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2009 194TH ST E, SPANAWAY, WA 98387-3428
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 194TH ST E, SPANAWAY, WA 98387-3428

Mortgage

Document Number	0012140039
Date	Dec 14, 2022
Instrument	202212140039

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jul 1, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2009 194TH ST E, SPANAWAY, WA 98387-3428
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 194TH ST E, SPANAWAY, WA 98387-3428

Mortgage

Document Number	0008140012
Date	Aug 14, 2023
Instrument	202308140012

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jul 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	2009 194TH ST E, SPANAWAY, WA 98387-3428
Document Number	2008050031
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2009 194TH ST E SPANAWAY WA 983873428, SPANAWAY, WA 98387-3428

Mortgage

Document Number	2008050031
Date	Aug 5, 2020
Instrument	202008050031

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate	3.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2009 194TH ST E, SPANAWAY, WA 98387-3428
Document Number	2008050044
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2009 194TH ST E SPANAWAY WA 983873428, SPANAWAY, WA 98387-3428

Mortgage

Document Number	2008050044
Date	Aug 5, 2020
Instrument	202008050044

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 10, 2017
Property Address	2009 194TH ST E, SPANAWAY, WA 98387-3428
Document Number	0005100483
Map Reference	DOC201109215003
Instrument Date	May 2, 2017
Instrument	201705100483
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,373.82
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 194TH ST E, SPANAWAY, WA 98387-3428

Mortgage

Document Number	0005100484
Date	May 10, 2017
Instrument	201705100484

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0005100485
Date	May 10, 2017
Instrument	201705100485

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,100 (+12.95%) Land $143,600 Building $286,500	$430,100 (+12.95%) Land $143,600 Building $286,500
2025	$4,837.00 (+7.68%)
2024	$4,492.00 (-6.03%)	$380,800 (-8.22%) Land $150,200 Building $230,600	$380,800 (-8.22%) Land $150,200 Building $230,600
2023	$4,780.00	$414,900 Land $142,400 Building $272,500	$414,900 Land $142,400 Building $272,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, Verizon.

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