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  3. Pierce County
  4. Spanaway
  5. 194th St E

2004 194th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2004 194th St E, Spanaway, WA 98387 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,880 sqft · built 2016
Lot Size0.155 acres (6,736 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Jun 2024)
Tax Bill$5,265 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN500473-1-730

Property Details

APN / Parcel Number

Primary APN500473-1-730

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,880 sqft Living Area
Gross Area380 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,736 sqft (0.155 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2004 194TH ST E
CitySPANAWAY
StateWA
Zip98387-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 11 RIDGE VIEW MEADOWS PDD L 173 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range03
Legal Township18
Legal Section03
Legal SubdivisionRIDGE VIEW MEADOWS PDD
Legal TractD
Legal Lot Number173
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group1
Census Block1001
Census Tract71411

Owner

Source: Pierce County records · APN 500473-1-730

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2004 194TH ST E, SPANAWAY, WA 98387-3428
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
May 12, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 12, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jan 24, 2018Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
May 23, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CITYWIDE HOME LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Prior SaleMay 23, 2017 · Amount on Record
Deed Document Number2024542
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Recording DateAug 11, 2026
Property Address2004 194TH ST E, SPANAWAY, WA 98387-3428
Document Number0000000184
Instrument DateMay 12, 2026
Instrument2026184
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 194TH ST E, SPANAWAY, WA 98387-3428

Mortgage

Document Number0000000184,
DateAug 11, 2026
Instrument2026184
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term478 Months
DueJun 01, 2066
Interest
Rate6.3%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2004 194TH ST E, SPANAWAY, WA 98387-3428
Document Number2006040071
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 194TH ST E SPANAWAY WA 983873428, SPANAWAY, WA 98387-3428

Mortgage

Document Number2006040071
DateJun 04, 2020
Instrument202006040071
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 03, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPIERCE WA
Property Address2004 194TH ST E, SPANAWAY, WA 98387-3428
Document Number2006050041
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 194TH ST E SPANAWAY WA 983873428, SPANAWAY, WA 98387-3428

Mortgage

Document Number2006050041
DateJun 05, 2020
Instrument202006050041
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2050
Interest
Rate3.87%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address2004 194TH ST E, SPANAWAY, WA 98387-3428
Document Number1802020025
Instrument DateJan 24, 2018
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 194TH ST E SPANAWAY WA 983873428, SPANAWAY, WA 98387-3428

Mortgage

Document Number1802020025
DateFeb 02, 2018
Instrument201802020025
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMay 23, 2017
Property Address2004 194TH ST E, SPANAWAY, WA 98387-3428
Document Number0005230708
Map ReferenceAF201109215003
Instrument DateMay 02, 2017
Instrument201705230708
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 08, 2022
Title CompanyCHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,587.42
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 194TH ST E, SPANAWAY, WA 98387-3428

Mortgage

Document Number0005230709
DateMay 23, 2017
Instrument201705230709
Lender
NameCITYWIDE HOME LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$471,100 (+12.78%) Land $156,100 Building $315,000$471,100 (+12.78%) Land $156,100 Building $315,000
2025$5,265.00 (+7.54%)
2024$4,896.00 (-6.15%)$417,700 (-8.28%) Land $163,300 Building $254,400$417,700 (-8.28%) Land $163,300 Building $254,400
2023$5,217.00$455,400 Land $154,900 Building $300,500$455,400 Land $154,900 Building $300,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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