Deschutes County property record for 20089 Thomas Dr, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,780 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $53,500 (1986) |
| Tax Bill | $3,761.00 (2025) |
Source: Deschutes County records · APN 181203 BD 06700
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20089 THOMAS DR, BEND, OR 97702-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Mar 02, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE CASCADES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 1986 · Amount on Record |
| Deed Sale | Oct 02, 1986 · Amount on Record |
| Deed Doc Number | 9861332435 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20089 THOMAS DR, BEND, OR 97702-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013424 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 2019-13424 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20089 THOMAS DR, BEND, OR 97702-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000008231 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 2018-08231 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 09, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20089 THOMAS DR, BEND, OR 97702-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000037636 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-37636 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20089 THOMAS DR, BEND, OR 97702-2407 |
| Document Number | 0000020222 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2017 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20089 THOMAS DR BEND OR 977022407, BEND, OR 97702-2407 |
| Document Number | 0000020222 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 20222 |
| Name | BANK OF THE CASCADES |
|---|---|
| Type | Bank |
| Address | BEND, OR 97703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,761.00 (+3.95%) | $222,620 (+3%) | $689,120 (+2.51%) Land $288,610 Building $400,510 |
| 2024 | $3,618.00 (+7.87%) | $216,140 (+3%) | $672,230 (-4.38%) Land $263,550 Building $408,680 |
| 2023 | $3,354.00 | $209,850 | $702,990 Land $263,550 Building $439,440 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181203 BD 06700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,780 sqft Living Area |
| 1st Floor | 1,780 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other Style |
| Foundation Type | Concrete Foundation |
| Roof Material | Wood Shingle Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 520 sqft Garage |
| Deck Area | 350 sqft Deck |
| Greenhouse | Greenhouse |
| Heating System | Gas Heating |
|---|
| Account Number | 119396 |
|---|---|
| Old Parcel Number | R1001181203BD06700 |
| Street Address | 20089 THOMAS DR |
| City | BEND |
| State | OR |
| Zip | 97702-2407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:2 BLK:1 SUBD:AIRPARK ESTATES SEC/TWN/RNG/MER:SEC 03 TWN 18 RNG 12 MAP REF:181203-BD |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 03 |
| Legal Quarter | NW |
| Legal Quarter Quarter | SE |
| Legal Subdivision | AIRPARK ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 1802 |
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