20088 Thomas Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20088 Thomas Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 1,570 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Sep 2023)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181203-BD-06400`

Property Details

APN / Parcel Number

Primary APN	`181203-BD-06400`
Alternative APNs	`R1001181203BD06400` `119379`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	850 sqft
Basement Area	720 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	576 sqft

Exterior Amenities

Deck Area	1,506 sqft
Shed	1 Shed
Shed Area	54 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	119379
Street Address	20088 THOMAS DR
City	BEND
State	OR
Zip	97702-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AIRPARK ESTATES BLOCK 3 LOT 2
Legal Range	12
Legal Township	18
Legal Section	03
Legal Subdivision	AIRPARK ESTATES
Legal Block	3
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3016
Census Tract	1802

Owner

Source: Deschutes County records · APN 181203-BD-06400

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20088 THOMAS DR, BEND, OR 97702-2408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Sep 06, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2023 · Amount on Record
Deed Sale	Sep 06, 2023 · Amount on Record
Deed Document Number	202322210
Last Transfer Date	Feb 26, 2025
Transfer Doc	0000004941
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20088 THOMAS DR, BEND, OR 97702-2408
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20088 THOMAS DR, BEND, OR 97702-2408

Mortgage

Document Number	0000007026
Date	Mar 13, 2026
Instrument	2026-07026

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 06, 2023
Property Address	20088 THOMAS DR, BEND, OR 97702-2408
Document Number	0000022210
Map Reference	CAB B PG 289
Instrument Date	Sep 01, 2023
Instrument	2023-22210
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1744, GIRDWOOD, AK 99587-1744

Mortgage

Document Number	0000022211
Date	Sep 06, 2023
Instrument	2023-22211

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20088 THOMAS DR, BEND, OR 97702-2408
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20088 THOMAS DR, BEND, OR 97702-2408

Mortgage

Document Number	0000004361
Date	Feb 28, 2023
Instrument	2023-04361

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (+3.93%)	$240,940 (+3%)	$735,030 (+2.24%) Land $295,110 Building $439,920
2024	$3,916.00 (+7.88%)	$233,930 (+3%)	$718,950 (-4.49%) Land $270,050 Building $448,900
2023	$3,630.00 (+19.64%)	$227,120 (+6.09%)	$752,740 (+36.79%) Land $270,050 Building $482,690
2022	$3,034.00	$214,090	$550,290 Land $203,430 Building $346,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), as of December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170018023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

Based on FCC filings for 413 locations within half a mile of this property.

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