20085 de Palma Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20085 de Palma Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,835 sqft · built 2008
Lot Size	0.147 acres (6,395 sqft)
Owner	Trust Name on File
Last Sale	$60,000 (Mar 2008)
Tax Bill	$21,113 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`369-32-070`

Property Details

APN / Parcel Number

Primary APN	`369-32-070`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,835 sqft Living Area
1st Floor Area	1,808 sqft
2nd Floor Area	1,027 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,395 sqft (0.147 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20085 DE PALMA LN
City	CUPERTINO
State	CA
Zip	95014-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	508005

Owner

20085 de Palma Ln is owner-occupied and held in a trust since December 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	20085 DE PALMA LN, CUPERTINO, CA 95014-3190
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage CATHAY BANK
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2008 · Amount on File
Deed Sale	Mar 20, 2008 · Amount on File
Deed Document Number	200819785147
Last Transfer Date	Dec 13, 2013
Transfer Doc	0022477284
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20085 DE PALMA LN, CUPERTINO, CA 95014-3190
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20085 DE PALMA LN, CUPERTINO, CA 95014-3190

Mortgage

Document Number	0025054577
Date	Aug 4, 2021
Instrument	25054577

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20085 DE PALMA LN, CUPERTINO, CA 95014-3190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023914704
Date	Apr 20, 2018
Instrument	23914704

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20085 DE PALMA LN, CUPERTINO, CA 95014-3190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024089842
Date	Dec 31, 2018
Instrument	24089842

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20085 DE PALMA LN, CUPERTINO, CA 95014-3190
Document Number	0024378413
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20085 DE PALMA LN CUPERTINO CA 950143190, CUPERTINO, CA 95014-3190

Mortgage

Document Number	0024378413
Date	Jan 13, 2020
Instrument	24378413

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 20085 de Palma Ln was $21,113 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,760,975 (+2%) Land $786,286 Building $974,689
2025	$21,113.00 Homeowner's exemption	$1,726,447 Land $770,869 Building $955,578
2023	$20,349.00 (+0.97%) Homeowner's exemption	$1,659,409 Land $740,936 Building $918,473
2022	$20,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20085 de Palma Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20085 de Palma Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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