20045 de Palma Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20045 de Palma Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,890 sqft · built 1988
Lot Size	0.175 acres (7,635 sqft)
Owner	Trust Name on File
Last Sale	$1,125,000 (Jun 2000)
Tax Bill	$21,144 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`369-32-056`

Property Details

APN / Parcel Number

Primary APN	`369-32-056`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
1st Floor Area	1,556 sqft
2nd Floor Area	1,334 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,635 sqft (0.175 acres)
Lot Dimensions	109 ft deep x 62 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20045 DE PALMA LN
City	CUPERTINO
State	CA
Zip	95014-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8072 BOOK 582 PAGE 36 PAGE 37 LOT 6
Legal Subdivision	TRACT NO 8072
Legal Tract	8072
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	508005

Owner

20045 de Palma Ln is owner-occupied and held in a trust since May 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	20045 DE PALMA LN, CUPERTINO, CA 95014-3190
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 24, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2000 · Amount on File
Deed Sale	Jun 23, 2000 · Amount on File
Deed Document Number	200015289127
Last Transfer Date	May 17, 2021
Transfer Doc	0025007539
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 24, 2021
Property Address	20045 DE PALMA LN, CUPERTINO, CA 95014-3190
Document Number	0025007539
Map Reference	MB 582 PG 36&37
Instrument Date	May 17, 2021
Instrument	25007539
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20045 DE PALMA LN, CUPERTINO, CA 95014-3190

Mortgage

Document Number	0025007540
Date	Jun 24, 2021
Instrument	25007540

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2031

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 24, 2021
Property Address	20045 DE PALMA LN, CUPERTINO, CA 95014-3190
Document Number	0025007538
Map Reference	MB 582 PG 36&37
Instrument Date	May 17, 2021
Instrument	25007538
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20045 DE PALMA LN, CUPERTINO, CA 95014-3190

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20045 DE PALMA LN, CUPERTINO, CA 95014-3190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 DE PALMA LN, CUPERTINO, CA 95014-3190

Mortgage

Document Number	0024705368
Date	Nov 17, 2020
Instrument	24705368

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 20045 de Palma Ln was $21,144 with a homeowner's exemption, up 2.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,763,676 (+2%) Land $1,136,595 Building $627,081
2025	$21,144.00 (+2.82%) Homeowner's exemption	$1,729,095 Land $1,114,309 Building $614,786
2024	$20,565.00 (+0.91%)
2023	$20,379.00 (+0.98%) Homeowner's exemption	$1,661,954 Land $1,071,040 Building $590,914
2022	$20,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20045 de Palma Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20045 de Palma Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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