2008 Wembley Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2008 Wembley Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,817 sqft · built 1974
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Jul 2019)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Sep 2008 Mortgage Apr 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-20-226-028`

Property Details

APN / Parcel Number

Primary APN	`8913-20-226-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	1,817 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,817 sqft
Finished Basement	600 sqft
Unfinished Basement	1,817 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,960 sqft (0.229 acres)
Lot Dimensions	83 ft deep x 120 ft wide

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	577 sqft
Patio Area	577 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2008 WEMBLEY RD
City	WATERLOO
State	IA
Zip	50701-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBOURNE TERRACE SECOND ADDITION LOT 47
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	WESTBOURNE TERRACE SECOND
Legal Lot Number	47
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2028
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Apr 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jul 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jun 16, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage COMMUNITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	2019202000001905
Prior Transfer Date	Oct 15, 2010
Prior Transfer Doc	2011007729
Record Updated	Oct 29, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009004867
Date	Sep 2, 2008
Instrument	2009004867

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2038

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008021266
Date	Apr 29, 2008
Instrument	2008021266

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2038

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 30, 2019
Property Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645
Document Number	202000001905
Instrument Date	Jul 17, 2019
Instrument	202000001905
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645

Mortgage

Document Number	202000001906
Date	Jul 30, 2019
Instrument	202000001906

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 10, 2017
Property Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645
Document Number	201700019612
Instrument Date	May 3, 2017
Instrument	2017-00019612
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645

Mortgage

Document Number	201700019613
Date	May 10, 2017
Instrument	2017-00019613

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

June 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 16, 2006
Property Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645
Document Number	2006030064
Instrument Date	Jun 13, 2006
Instrument	2006030064
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.80

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2008 WEMBLEY RD, WATERLOO, IA 50701-1645

Mortgage

Document Number	2006030065
Date	Jun 16, 2006
Instrument	2006030065

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00 (+2.66%) Homeowner's exemption	$313,410 (+9.03%) Land $30,220 Building $283,190	$313,410 (+9.03%) Land $30,220 Building $283,190
2024	$6,014.00 (+30.97%)
2023		$287,450 (+31.91%) Land $30,220 Building $257,230	$287,450 (+31.91%) Land $30,220 Building $257,230
2022	$4,592.00 Homeowner's exemption	$217,920 Land $30,220 Building $187,700
2021			$217,920 Land $30,220 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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