1922 Wembley Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1922 Wembley Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,687 sqft · built 1995
Lot Size	0.206 acres (8,970 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (May 2009)
Tax Bill	$7,362 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-20-230-008`

Property Details

APN / Parcel Number

Primary APN	`8913-20-230-008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft
Basement Area	1,687 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,970 sqft (0.206 acres)
Lot Dimensions	115 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1922 WEMBLEY RD
City	WATERLOO
State	IA
Zip	50701-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBOURNE TERRACE FOURTH ADDITION LOT 40
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	WESTBOURNE TERRACE FOURTH
Legal Lot Number	40
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2039
Census Tract	1503

Owner

1922 Wembley Rd is owned and occupied by two individuals who bought it in May 2009.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1922 WEMBLEY RD, WATERLOO, IA 50701-1665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2009 · Amount on File
Deed Sale	May 11, 2009 · Amount on File
Deed Document Number	200921421
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	0000021421
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1922 WEMBLEY RD, WATERLOO, IA 50701-1665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013590
Date	Dec 29, 2020
Instrument	202100013590

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1922 WEMBLEY RD, WATERLOO, IA 50701-1665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010823
Date	Nov 18, 2020
Instrument	202100010823

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	MASON CITY, IA 50402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1922 Wembley Rd was $7,362 with a homeowner's exemption, up 1.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,362.00 (+1.8%) Homeowner's exemption	$371,590 Land $27,500 Building $344,090	$371,590 Land $27,500 Building $344,090
2024	$7,232.00
2023		$343,560 (+32.66%) Land $27,500 Building $316,060	$343,560 Land $27,500 Building $316,060
2022	$5,492.00 Homeowner's exemption	$258,980 Land $27,500 Building $231,480
2021			$258,980 Land $27,500 Building $231,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1922 Wembley Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1922 Wembley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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