2008 Ridge Dr, Linville, NC 28646 Property Records

Avery County property record for 2008 Ridge Dr, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Owner	Company Name on Record
Last Sale	$300,000 (Aug 2020)
Tax Bill	$1,200 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63088`

Property Details

APN / Parcel Number

Primary APN	`63088`
Alternative APN	`18560047599600000`

Location & Zoning

Account Number	63088
Street Address	2008 RIDGE DR
City	LINVILLE
State	NC
Zip	28646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LRDC UNIT 2 LOT 8 PLAT 18-41
Legal Subdivision	LINVILLE RDG DEV UN 2
Legal Lot Number	8
Legal Unit	2
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1091
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	140 AZALEA CIR, BANNER ELK, NC 28604-7386
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
Aug 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	0005471846
Deed Book / Page	547 / 1846
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	2008 RIDGE DR, LINVILLE, NC 28646
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 AZALEA CIR, BANNER ELK, NC 28604-7386

Mortgage

Document Number	0000002133
Date	Apr 15, 2021
Book Page	558/2447
Instrument	2021002133

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2041

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Aug 24, 2020
Property Address	2008 RIDGE DR, LINVILLE, NC 28646
Document Number	0005471846
Book / Page	000547 / 001846
Instrument Date	Aug 7, 2020
Instrument	4334
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	140 AZALEA CIR BANNER ELK NC 286047386, BANNER ELK, NC 28604-7386

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jan 16, 2018
Property Address	2008 RIDGE DR, LINVILLE, NC 28646
Document Number	0005152331
Book / Page	000515 / 002331
Instrument Date	Jan 10, 2018
Instrument	225
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	701 MAIN ST E BANNER ELK NC 286049241, BANNER ELK, NC 28604-9241

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,200.00	$300,000 (-) Land $300,000	$300,000 (-) Land $300,000
2023	$1,200.00	$300,000 (-) Land $300,000	$300,000 (-) Land $300,000
2022	$1,200.00	$300,000 Land $300,000	$300,000 Land $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLES A CANNON MEMORIAL HOSPITAL private · serves 320 people · EPA ID NC0106123
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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