2001 Ridge Dr, Linville, NC 28646 Property Records

Avery County property record for 2001 Ridge Dr, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,796 sqft · built 1984
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2020)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73936`

Property Details

APN / Parcel Number

Primary APN	`73936`
Alternative APN	`18560058569600000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,796 sqft Heated Area
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2014
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	73936
Street Address	2001 RIDGE DR
City	LINVILLE
State	NC
Zip	28646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LRDC WATERCOURT UT 1
Legal Subdivision	LRDC WATERCOURT
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1048
Census Tract	930200

Owner

2001 Ridge Dr is owned by an individual who bought it in September 2020.

Source: Avery County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	4500 TOUCHSTONE FOREST RD, RALEIGH, NC 27612-4133
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit NEW PEOPLES BANK INC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Nov 12, 2015
Deed Document Number	0000549944
Deed Book / Page	549 / 944
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	2001 RIDGE DR, LINVILLE, NC 28646
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 RIDGE DR, LINVILLE, NC 28646

Mortgage

Document Number	0000002050
Date	May 17, 2023
Book Page	588/1880
Instrument	2023002050

Lender

Name	NEW PEOPLES BANK INC
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	2001 RIDGE DR, LINVILLE, NC 28646
Document Number	0005491033
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 RIDGE DR LINVILLE NC 28646, LINVILLE, NC 28646

Mortgage

Document Number	0005491033
Date	Sep 25, 2020
Book Page	000549/001033
Instrument	5182

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 25, 2020
Property Address	2001 RIDGE DR, LINVILLE, NC 28646
Document Number	0005491030
Book / Page	000549 / 001030
Instrument Date	Sep 23, 2020
Instrument	5181
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 TAZWELL PL RALEIGH NC 276124770, RALEIGH, NC 27612-4770

Mortgage

Document Number	5491033
Date	Sep 25, 2020
Book Page	000549/001033
Instrument	5182

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2001 Ridge Dr was $3,430.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00	$857,700 Land $75,000 Building $782,700	$857,700 Land $75,000 Building $782,700
2023	$3,430.00 (+45.09%)	$857,700 (+45.08%) Land $75,000 Building $782,700	$857,700 (+45.08%) Land $75,000 Building $782,700
2022	$2,364.00	$591,200 Land $75,000 Building $516,200	$591,200 Land $75,000 Building $516,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2001 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2001 Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLES A CANNON MEMORIAL HOSPITAL private · serves 320 people · EPA ID NC0106123
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Dr

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